Mohit Tater's Blog, page 512

Best Car Finance Deals

Even if you can’t pay five figures fully in cash, the next best thing is to find a deal with 0% interest, which can easily save you thousands over the life of a loan. When you buy a car for 10% interest, your entire monthly payment goes toward the principal. Via this payment, you can pay off your debt on time. In this article, we will select our top list of new cars that can offer you the best financial deal when you purchase any one of them.

2020 BUICK ENCORE

A top subcompact SUV, the 2020 Buick Encore has a perfect five-out-of-five predicted reliability rating from J.D. Power. It boasts a high safety score, an upscale cabin, and a user-friendly infotainment system. The Encore also does well on the safety front and earned an overall five-star rating from the National Highway Traffic Safety Administration (NHTSA). To top it off, its ride and handling are comfortable and composed.

THE 2019 LEXUS LS

The Lexus LS offers a well-designed, high-quality cabin, and places an emphasis on ride quality and comfort. The 2019 LS features a 416-horsepower twin-turbocharged V6 engine and has an excellent predicted reliability score.

2020 CADILLAC XT4

The 2020 Cadillac XT4 features spacious legroom in the back row, along with tons of cargo space in the trunk. For this Cadillac model, the company added forward automatic emergency braking and collision alert to the standard model. The vehicle runs on a 237-horsepower 2.0-liter four-cylinder engine, which is further augmented with a nine-speed automatic transmission. Still, these features don’t make this crossover quite as refined as some of its luxury-badged rivals. When evaluated in the area of safety, the 2020 Cadillac XT4 had a  five out of five stars rating in its overall safety from the NHTSA.

2019 TOYOTA CAMRY

From now through March 2, drivers can get a 2019 Toyota Camry for no interest in most parts of the country.

The 2019 Toyota Camry has all it takes to make it noteworthy: good fuel efficiency, plenty of tech features, and overall pleasurable driving experience. Aside from the easy driving experience it produces, the Camry has a perfect 10-out-of-10 safety score from U.S. News. Additionally, the vehicle was given an above-average reliability rating from J.D. Power.

2020 CHEVY SILVERADO

The 2020 Chevy Silverado comes in at a third place, in our full-size pickup trucks ranking. This monster features balanced handling and powerful engines. It has one of the best towing capacity in its class, equipped with the capacity to haul 13,400 pounds. There’s also plenty of space for you and your passengers. It is fuel-efficient when equipped with the new, 2020 optional 6.2-litre turbodiesel V8 engine. 

2020 KIA SOUL

The 2020 Kia Soul was completely redesigned for the new year. It’s spacious and spunky, with user-friendly tech and large cargo hold. It is one of our best picks of subcompact SUVs.

In Insurance Institute for Highway Safety (IIHS) crash tests, this small crossover earned the highest rating in every category. The Soul has a 147-horsepower four-cylinder engine that is adequately powerful, but you should step up to the peppier turbocharged engine.

LEXUS RX HYBRID

The Lexus RX Hybrid is a great luxury SUV for families, coming in No. 4 in our ranking of luxury hybrid and electric SUVs. It seats five to seven passengers in comfortable posh seats. The RX Hybrid features an excellent gas mileage and is powered by a 308-horsepower hybrid powertrain that combines three electric motors with a V6 engine.

It’s also very safe, earning an overall five out of five stars from the NHTSA, along with a top rating of Good from the IIHS in every test.

2020 CHRYSLER 300

The 2020 Chrysler 300 offers a rich and roomy cabin along with strong engines and user-friendly tech features. It comes standard with a 292-horsepower 3.6-litre V6 engine, and also earned good safety scores in its crash tests. This amazing vehicle depicts strength and comfort. Hence, it made it into the final stage of 2020 Best Large Car for the Money award. 
If you would like to know more about how you can access these deals, please visit this link: best car finance deals.

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Workplace Changes That Will Transform Your Business

While change can be difficult for most of us, making positive changes to your businesses workplace can have a mammoth impact on the productivity of your employees, and essentially business success. What’s more, when considering that change is practically inevitable in today’s day and age, there is absolutely no reason why your business should be holding onto traditional methods that are likely holding you and your business back. Regardless of what industry your business is in, you should consider the following workplace changes to completely transform your business.

Boosting Employee Productivity

In recent years, big brands and mega enterprises, such as Google and even Microsoft have noted that employee happiness should be at the core of any business, and if you are searching for methods to enhance employee wellness, it would be wise to focus on changes that will directly impact your employees daily work life. Therefore, you could consider corporate wellness programs that will assist you in focusing on employee health and wellness. The effort will make drastic changes to productivity as your employees will appreciate the additional care.

It is vital to understand that employees are no longer after a mere paycheck as gratitude and employee appreciation goes a long way to establishing a loyal team, which every business could benefit from. The change will have a drastic effect on employee retention efforts while ensuring your business that your team really is giving its best at all times. It is crucial to understand that employees need purpose and not just a paycheck.

Office Environment 

Your employees deserve a decent environment to work in and when considering just how much of an impact your surroundings can have on your mood and abilities, making even minor gradual changes to your office environment can drastically change how your employees feel about showing up for work and giving their best. As your employees are at the core of business functions, you should consider sprucing up the offices and ensuring employees are able to enjoy optimal comfort. Whether you add a few friendly green pot plants or change the seating, most changes will directly impact the comfort level your offices are able to provide.

Make Employee Development A Reality

Your team should constantly be developing and when considering that employee retention strategies usually recommend employers provide employees with training and courses that will help them reach their personal career goals to ultimately benefit both the employee as well as the business, you should be crafting a strategy to ensure your team has access to courses. There are several ways to offer employees the ability to progress in their careers, from offering free short courses to providing affordable online courses. You should never expect your employees to seek career development elsewhere as this will affect your businesses ability to retain top employees and it will also negatively impact employee loyalty at one point or another. Rather than allowing your team to stagnate in their current positions, you should be encouraging growth and development.

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Superstar Lawyer Adam Leitman Bailey Speaks About 20-Year Anniversary

Adam Leitman Bailey has dedicated his career to reshaping New York City’s real estate law sector for the better. Bailey and his eponymous law firm are associated with some of the most influential legal cases of the new millennium; Bailey upheld religious freedom and the right to free speech in the Grand Zero Mosque case of 2010, reinforced home buyer rights via his groundbreaking use of the Interstate Land Sales Full Disclosure Act immediately following the Great Recession, and brought fraud to justice in a 2010 case against Trump Soho.

Adam Leitman Bailey’s fierce persistence, hard-won expertise, and passion for justice have earned him a reputation for being one of the foremost real estate lawyers in New York City. One New York State judge for New York County described Adam Leitman Bailey as “a brilliant lawyer…who always worked zealously on behalf of his clients.” Another state judge from Kings County took his praise even further, sharing that Bailey was “the best trial lawyer I saw in my nine years as a judge in New York City.”

Today, Adam Leitman Bailey maintains his active presence in New York City’s real estate law sector and continues to pursue justice for all New Yorkers — from tenants to landlords to developers alike. 

Adam Leitman Bailey P.C. just celebrated its 20th anniversary. Looking back, was there any one decision or moment that you can point to as a turning point in your firm’s journey towards success?

We never had an “aha” moment. It was more of a slow growth — as we kept winning cases, we were referred to bigger and bigger ones. 

But if I had to choose a turning point, I would say the firm came into its own and made history when the 2008 crisis happened. People needed law firms to lead New York out of the crisis, and we stepped up. We found the Interstate Land Sales Full Disclosure Act and used it to help homebuyers renegotiate terms and regain their balance after the crash. By working on some of the most high-profile and significant cases of the time, we were able to distinguish ourselves as one of the top firms in New York.

But still, it wasn’t any one case that took us there. It wasn’t like David Boies’ rise to fame, where he was virtually unknown before he did Bush v. Gore. We built our reputation over twenty years. Slowly, everybody started to get to know us — and after a while, no one was surprised when we started winning landmark cases. 

It’s funny; everyone points to a different case that is most important to them. I get a kick out of that because they come in and say, “You were the one that had that case!” and I’m thinking, “What are they going to say? Which case?” 

What goals do you hope to achieve at Adam Leitman Bailey P.C. over the next twenty years?

Since day one, my goal has been to create the best real estate law firm that has ever existed. I know it might sound like a cliche — but when I wake up every day, I clap my hands together and resolve to treat every case, strategy session, and meeting as if it were the most important task in the world. 

That was easy when I was a solitary practitioner. Now that we’ve grown into a firm of twenty-some attorneys, the challenge is instilling that same work ethic and passion into every single person. We have to ask ourselves — have we instilled that passion for greatness? Have we cultivated that ability to strive for overwhelming success every day? Once we achieve that, I think that we can become the greatest law firm.

Of course, we’ll still need to avoid the obstacles. It’s going to be critical to sidestep the haters, avoid mistakes that could take us down, and navigate around the problems that hurt other firms. We’ll need to keep morale high and make sure that our employees want to come to work and give their all to cases every day. Then, of course, we’ll need to make sure that our clients are satisfied enough to come back and connect us with some of the most incredible cases that NYC has to offer. 

Your firm is known for winning some of the highest-profile cases in recent history. How did you build that reputation? Do you think it’s possible to sustain it as Adam Leitman Bailey P.C. continues to grow?

One of the firm’s driving philosophies is that no matter how small or large a case might be, we handle all equally. We treat every client the same. No matter what meeting I’m going into, no matter how famous or mild a case is, I give the client 100 percent of my effort. 

Our marketing team found that our clients don’t come to us because they saw us online or in the newspaper. 99.9% of clients come from referrals because an existing client referred us or because we beat them in a case, and now they want to hire us. Doing well on a case brings in more business — not advertisements.  

I have no idea what the future holds or if this model will sustain our growth and reputation. I can’t predict what will happen; I’ve never read a book on how to run a high-profile, fifty-person law firm. But I do know that for each client, we’re going to give them 100 percent. We’re going to make sure that each product that comes out of this firm is fantastic and that each client receives incredible customer service and gets the best expertise. By practicing only one type of law in one state, we really know what we’re talking about. Our knowledge and willingness to give our all to every case will make it hard for any law firm, no matter their size or reputation, to compete with us. 

The real estate landscape is always changing. Has the role of the real estate lawyer evolved alongside it over the last couple of decades?

When I first started practicing law, real estate attorneys were not respected as they are today. One of our areas of practice — landlord-tenant — was particularly frowned upon. I didn’t know many lawyers when I first started practicing law, and at the time, one of my best friend’s aunts told me not to go into real estate law, dismissing it as one of the lowest forms of law. 

I remember going to courts and seeing that the suits weren’t pressed; it wasn’t what you see on TV. I felt like a new breed of lawyer — I went into court and treated every case like it was the end of the world, and I remember that some of the other attorneys asked me why I was taking it so seriously. 

I remember thinking, “My client’s paying me a lot of money to represent them. This is our job. Aren’t we supposed to take this seriously? Aren’t we supposed to fight for our clients’ rights?” 

When real estate started to become more valuable in New York, a new breed of real estate lawyer followed, and I was already at the forefront. I started hiring attorneys who believed in bringing excellence to real estate law, and the rest is history. 

What drove you to start your own firm? Is it still what motivates you today?

A passion for greatness motivates me. That motivation is something I think I was born with. It’s probably my childhood experiences; it’s probably all the rejections I received; it’s probably that every time I get hit hard with an obstacle, it motivates me more. 

I had a fantastic education at the two full-time law firms I worked for before starting mine. I thought that both were great — but I believed that I could do better. I consistently found myself disappointed when they would take cases away from me and settle them. I thought that I could have won them. True, I was probably wrong half the time because I wasn’t old enough to understand why they settled them. But looking back older and wiser, I can see that the product I put out at this firm is greater than at the firms that I left, and I think those firms would agree. I’m not insulting the other firms — they do good work. They just don’t do it at this level. 

The judges talk about how they know when an Adam Leitman Bailey attorney is in front of them; they know when they’re reading an Adam Leitman Bailey paper because the product is at another level. We always deliver excellence and greatness, and I’m very proud of that. 

What do you feel are the greatest challenges facing those in real estate law today? What do you believe those in your profession will need to do to overcome them?

Ronald Reagan once said that the nine scariest words in the English language are “I’m from the government, and I’m here to help.” 

(He was right, by the way.)

The government has passed several laws that harm real estate, loosen criminal laws, and make the city less safe. As a result, many of our clients are no longer investing in New York. This will hurt our economy, this is hurting the people of New York, it’s hurting real estate, and it’s hurting law firms. We’re speaking out, and we’ll hopefully be hired to sue soon, but we haven’t yet. We’re rallying and writing, and I’m speaking to legislators almost every day, proposing alternate legislation to what’s been passed. 

Others will need to speak out alongside us, but the usual suspects have not been doing a good job of organizing or rallying or proposing new legislation. It may take a hard downfall to educate the government that they’re harming their own people before this situation turns around. 

As an entrepreneur, is there anything that you would have done differently to build Adam Leitman Bailey P.C. if you had the knowledge you have now?

Yes. I have always had trouble reconciling the poor person who grew up in Bayside, Queens and Canoga Park, California, and New Milford, New Jersey, and the person who grew this law firm, who is a go-to, established lawyer. I never protected myself, and I’ve been too cavalier with thinking that I was immune to others’ attacks. 

You can’t think you’re immune. You can’t believe that nothing’s ever going to happen to you or that things will be fine when you take on influential people. Our firm didn’t set ourselves up for that. We became the firm to beat really quickly. We didn’t realize that we had haters. In my life, I don’t get jealous; I don’t have the jealousy bone in my body, so I didn’t realize that others do. I should have had the foresight to worry about what others might think of us and prepare for attacks. That’s the first thing I would have done. 

The second thing I would have done is recruit more effectively. We need more attorneys here, and quickly, because we’re just too busy. We’ve grown naturally and had very little turnover, but we need to go out and recruit top attorneys to work on some of our high-profile cases. That’s something that we need to work on immediately, and we should have done it years ago — it would have made us an even better law firm.

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4 Ways to Invest in Real Estate

Buying property as an investment strategy is both exciting and risky at the same time. One of the most commonly used words in the real estate industry is the term “landlord.” Probably one of the main reasons why the term is common is that it is one of the most popular ways to engage in the real estate industry. 

However, that is not the only way to invest in real estate, as there are many ways out there which may be less risky and more profitable. It may not be easy at first, but if you do it right, you can gain profits over time, as well as diversifying your investment portfolio. 

Invest in Real Estate Deals

If you don’t have enough cash flow to make an investment of your own or purchase a property, joining others to invest in a much bigger real estate deal is the way to go. You can also invest in either a commercial or a residential deal. 

There are two benefits in joining a bigger real estate deal. Firstly, you can contribute a little amount as little as $500. With this money, you are already able to get a property of your own, take note, however, that the property is not yours entirely. The second benefit is that you don’t need to be an accredited investor to join an investment deal like this. Probably in the past, you may not be able to join, but that rule does not apply to specific investment deals such as real estate deals.

REITs

Speaking of real estate deals, if you have a little bit of money in you, you can buy REITs instead. With this real estate deal, you are allowed to invest in real estate without having to possess a physical real estate. They are also called mutual funds, and they are mostly companies that have invested in commercial buildings such as hotels, office buildings, retail spaces, and even apartments.

This real estate deal is highly familiar to people who are about to retire or are planning to do so. This is mainly because of the high dividends it gives. Also, if you don’t need that money right away, you can just put it back to make a more significant investment which has the potential to pay you a bigger dividend.

Although they are highly profitable, they are complicated and risky. You profit mostly on the type of REIT you are investing, and in regards to this, publicly-traded REITs are the way to go if you want a high-profit investment. This is because non-traded REITs tend to have a low value among investors. However, you can only invest in publicly-traded REITs by purchasing them in brokerage firms. If you are looking for one online, You can visit https://perthbroker.com.au/mortgage-broker-mandurah/.

Be a Landlord

If you have the ability to renovate and manage people, then being a landlord might be the job for you. All you have to do is to purchase a residential home that can be lived upon by tenants. Capital financing, maintenance costs, and extra money to cover vacant seasons are then all you need if you have the house.

Being a landlord gives you a passive income as it regularly gives you profit through your tenants. Also, most of the associated expenses provided to the house are tax-deductible, and the losses you will potentially lose can offset gains from other investments. 

One of the downsides of being a landlord is rowdy tenants. Unless you hire a property management company, your real estate can be prone to damage because of such people. Also, losses can be significant during vacant seasons or any time that you have a lot of vacancies. 

Flipping Houses

Flipping houses is a rewarding thing to do if you can sell a flipped home. This is done by purchasing a real estate under market value, fixing it up, renovating it, and selling it to other people. 

Since the real estate industry is slowly on the rise, now is a good time to do so. When considering flipping houses, you must be prepared for the long wait time of potential buyers. 

This means that your flipped home might not be sold soon.

This scares away a lot of people who are looking to have a fast profit. To sell faster, there are a lot of things you have to consider before buying a property like the location, the fix-up fees, the maintenance, and the overall cost of the whole thing. If you can sell one immediately, consider yourself lucky.

Takeaway

Nowadays, the real estate industry is slowly rising. This is especially true to places that are slowly developing. Investing in real estate is a slow business, but it gives a high profit over time. Invest when you have the money, as early as possible, and you are sure to have a lot of dividends that may be enough for your retirement.

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A Simplified Guide In Investing In Real Estate

Investing in real estate properties may look like a big gesture if you are new in investing. Getting into purchasing properties requires a huge amount of money, and handling all the possible tasks is not that easy as well. However, real estate investment is an excellent way to diversify your income. 

If you are willing to undertake the challenges in investing in real estate, then you should be equipped with knowledge and information that can help you with your investment journey. 

Though perceived as a complex investment strategy, getting into real estate investment can be simplified as they are easy methods that first-timers can do. Read through the article as we laid out guides that you can refer to for your first real estate investment. 

Different Ways To Invest In Real Estate

The first thing you should know is to determine different ways you can start investing in real estate. These can be very helpful since it offers various ways to manage the investment, and you can cross-check if it will work for you. 

1. Invest in REITs  

If you are not that familiar with the acronym, REITs stands for Real Estate Investment Trusts. REITs are closely similar to investing in mutual funds. In other words, no tangible property is available, and there is no physical property you need to purchase. You can buy trust through different brokerage firms and start your investment from there. 

REITs are a complex step for beginners in real estate investment. However if done right and with right diligence in studying the flow of the exchange, it can be an excellent investment for people who don’t like to handle property management. Like, fixing pipes, broken windows, tenant’s inquiry- everything a landlord does. 

2. Buy them and Fix them 

This type of real estate investment is considered the most common method that every first-timer does. It is best explained as, buy a rundown house in your locality, fix the house to make it looks sellable, and have it for sale. 

The only drawback of this method is that you handle all the refurbishing of the property and add the monthly mortgage you need to manage. This method might work for you if you are a bit of a DIY kind of a person and can handle minimal repairs on your own without hiring a contractor. 

If you are still interested in doing this kind of investment method, you can refer to Australian property investment forums. They have records and forum threads in buying properties that might help you with your endeavor. 

3. Rent out a room and be a landlord 

You are eyeing a big house that has four rooms, but it is expensive enough for you to cover all the expenses and the monthly rent. In real estate investment, this can be an opportunity for you to earn extra income and additional cash flow. 

You can have the other spaces or rooms rented out to either your friends or locals. You can have your place marketed in an online marketplace like Airbnb. That way, you can quickly find legitimate and qualified renters you can share your place with.

More than you’ll ever know, you are earning extra cash every month with their rent payments without actually struggling to manage the property. 

Renting out a room or having a multi-tenant apartment can be a tedious job for a rookie in property investment; however, it is much simpler to understand and easy to manage. You just have to be diligent in looking out to your renters and collect payments in due time in order not to hamper your monthly expenses as well.

Things You Need To Prepare Before Getting Into Real Estate Investment 

You might be so interested in getting yourself into real estate investment; however, there are a few things you should be ready with before finally making the jump. 

Financially-stable. It simply means you have enough cash flow to support your new investment. Also, you are expected to have a minimal to no debt status, have healthy retirement savings, and emergency funds worth three to six months. 

Knowledge. Before getting into the field, you should be equipped with the right knowledge and information about it. Do your research and study the real estate investment field as much as you can. It can be beneficial for you not to be blindsided and be wise in every transaction you do.

References. It is beneficial if you have trusted references like people expert in real estate investment. Join a team of real estate groups and talk to different experts to assist you whenever you have a question about your investment journey. 

Takeaway 

Looking out for an additional income is a bold and daunting move. However, if you look at the bright side, you can see that it is very beneficial for you. Real estate investment might be classified as that, but some ways are simple enough just for you to start your very first step in improving your cash flow. You need to be equipped with the right information and assisted with the right people to give you a head-start.  

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How VR Is Being Integrated Into the Modern Workplace

One of the axioms of modern business is to remain agile and to always keep moving forwards. However, one of the areas in which more businesses tend to remain static is in the manner in which they train their staff.

Pens, paper, and whiteboards, compete with the old staple of on-the-job training are the most common forms of new starter integration, and these have not significantly changed in the last couple of decades. 

However, with the advent of affordable and stable virtual reality, or VR, tech has started to change that. More and more companies adopting this new and valuable tool to revolutionize how they train new staff.

Virtual Reality Evolved

Virtual reality has moved on from being a video game fad and tech curiosity to being an active and important part of business across a range of sectors.

The advent of more effective VR cameras and software, coupled with cheaper and more accessible VR headsets, has allowed consumers to experience a huge range of applications. Users can take a tour of ancient Rome and see what the Colosseum was really like, surgeons can practice intricate surgery that will save lives, and poker players can take a seat at a high rollers table without taking a trip all the way to Vegas

This reduction in the price of VR headsets is also the key that has allowed larger companies to make use of them for training at scale. In particular, Walmart has been a pioneer of VR training since 2017, when it first installed VR headsets in over 220 of its Walmart Academies.

These headsets are used to train new starters for the company’s retail stores, introducing them to a number of social, logistical, and emergency situations, and training them in the correct response before they ever hit the shop floor.

Widespread Use

Other companies have since followed suit, especially those who need their new starters to be up to speed as soon as they start work. Logistics and delivery companies like UPS and Amazon have invested in using VR systems to train their drivers in the complex systems used to ensure package delivery over incredibly short time periods.

This use of VR allows these companies to reap the motivational benefits of good training, without the risk of mistakes happening that could result in delayed deliveries, one of the downsides of “on the job” training.

The Delicate Touch

Another area in which VR is being implemented as a vital training tool is in professions and situations in which traditional training would be impossible or dangerous. 

Canada’s Queens University recently invested in a huge 8,000 square foot VR training facility for medical staff. The facility will allow the prospective new surgeons to train to conduct operations which are both incredibly complex and difficult and virtually impossible to practice in real life.

Across the globe, law enforcement and emergency response units are also making use of VR as a training tool for much the same reason. For obvious reasons, sending trainee firemen or police officers into burning buildings or crowd control situations would normally be impossible.

However, with the advent of affordable VR, these emergency services are able to train their personnel in virtual environments that mimic these dangerous situations, but without any risk.

The use of VR has also made its way into training for the military, in particular the Air Force. Traditional air combat simulators cost many millions of dollars, but the use of the VR to train pilots can significantly reduce that outlay.

NASA has also adopted VR as a training method, recently running former NASA astronaut Charles Moss ‘Charlie’ Duke, the tenth and the youngest person to walk on the Moon, through their Apollo 16 VR program, which he complimented on its visual accuracy.

This same technology is now starting to filter down to commercial airlines, who are using it to train their pilots.

Virtual Learning

As the cost of VR continues to fall, its utility to business as a training tool continues to rise, with more and more companies investing in a VR alternative to outdated traditional training methods. 

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How to get Haircutting Scissor: Buying Guide

The primary purpose of creating a cutting scissor is to trim or cut your hair entirely. Also known as hair shears, barber shears, hairdressing scissors, and hair cutting shears, every professional hairstylist is selective about the cutting scissors to deliver the best hair styling. Haircutting scissors are entirely different from a regular scissor you use at your crafts or any household work. 

Haircutting scissors are specifically sharper from the regular scissor and have different design elements to ease the hair cutting. But it’s important to decide on how to get hair cutting scissors?

What is the difference between the regular scissor and hair cutting scissors?

Well, a scissor is a scissor, and the scissor aims to cut the object, weather hair, or paper, or fabric. So how hair cutting scissors is different from the regular scissor? If you are wondering the same, here are the differences:

The level of sharpness

Haircutting scissors are sharper than the regular scissors to give a precise cut.

The angle of the scissor blade

The angle of the hair cutting scissor is specifically designed to cut the hair and not appropriate for cutting the fabrics or paper

The quality of the steel

Usually, Japanese or German steel quality is used to make the haircutting scissors.

What are hair cutting shears?

Shears are six inches long with a larger finger hole to accommodate multiple fingers. It helps to provide a better grip on the scissors while cutting. Haircutting shears are used by the professional hairstylist and specifically refer to the barber scissor.

How to get Haircutting scissors?

If you are not sure of how to get a perfect hair cutting scissor, here are the eight recommended ways which can help:

Refer your stylist

The hairstylist you count upon is the best person to guide you about the right hair cutting scissor. After all, the right scissor plays a vital role in getting a clean-cut and saving your hair from split ends.

Relate your cutting job with the kind of scissor required

For different cutting techniques, different types of blades are appropriate. Long leaves are more comfortable and cleaner to use, while short blades are suitable for specific procedures. A professional hairstylist can guide you through the best blades which will suit your cutting style.

Go for a demonstration

You can request the scissor making company to give you a demonstration about the working of the scissor. A test drive of scissors can save you from lots of hassles.

Compare the least and most expensive scissors

Once you open and close the most expensive and least expensive blades, you will be able to relate yourself to the difference. There are lots of rumors about the best steels, which can only be realized once you differentiate between the two. Instead of focusing on the price, focus on the quality first.

Look for different types of scissor handles

There are different types of scissor handles available, each facilitating a specific technique. It not always about cutting the hairs; it is about handling a scissor correctly to perform a perfect hair cut. Pay attention to the detailing about the scissor handles provided by the company to make a wise decision.

Toothed Scissor vs. texturizing blades

Toothed scissors are also known as thinning style blade scissors, which are entirely different from the texturizing blades. To understand the exact difference, pay attention to the various benefits offered by both.

Payment options

Unless you settled on the economic scissors, expensive scissors need you to splash out hundreds of dollars in one go, which is not easy. For most of the expensive products, there are various payment options like zero interest EMI to allow the buyer to make payment easily.

Warranty

Most of the scissors come with a warranty, and if anything goes wrong mechanically, the scissor company is liable to service the scissor accordingly without any charge. A scissor with a minimum guarantee of 1 year boasts about its high-quality and gives the buyer confidence to invest in.  And why not ask for a warranty when you are going to spend a considerable amount of money on a scissor?

Can a dull scissor lead to split ends?

Most of the craft and kitchen scissors are not designed to cut hair as well. They are not that sharp and can lead to frayed cut, which further leads to split ends. Unless you have a pair of new scissors that have not been used even once, you can expect a clean hair cut without any fray.

Haircutting scissors not only cut the hair, but it is also designed to pull the hair to ensure an impressive hair cut. If you have noticed, while sitting on a barber seat, you may experience some pain in your scalp.  It is the result of a pull created by the hairdresser scissor on the strand or two of the hair.

Why should you choose hair cutting scissors exclusively for hair trimming?

It is essential to choose the right scissor before you proceed with the hair cutting. Choosing a blunt or old scissor will not give a precise cut, and you cannot expect a flawless hair cut with it. Two options for choosing scissors while hair trimming is as follows:

Get Hair Cutting ScissorUse a regular sharp scissor

Old or blunt scissors are responsible for damaging cuticles and leading to a jagged hair cut. Cleans cut are only possible with the sharp scissors which are dedicated to the paper cuts. However, if you have thick hair, getting a hair cutting scissor is highly recommended. When the hair grows out continually, at times, it becomes difficult to cut them using a paper cutting scissor.

The best hair cutting scissors have thinner blades as compared to the regular hair cutting shears, making them more useful for the purpose.

Can I get away from Split ends using a regular scissor?

No, if you want to get rid of split ends permanently. Cutting your hair using a blunt or old scissor can part away the split ends momentarily. Afterward, more split ends will occur, and this will become a vicious circle. Every time you will chop off the split ends using a blunt scissor, you will end up with more split ends afterward.

To avoid this, it is recommended to visit a hairdresser to fix your split ends. Else, you should use a sharp scissor or hair cutting scissors to get rid of split ends completely.

Are Haircutting scissors very costly?

No! Most of the best hair cutting scissors are affordable. You will be amazed to know that most of these scissors are under $10. Unless you need a high-quality barber scissor used by professional stylists or hairdresser scissors, it will not pinch your pocket at all.

If you are looking for exceptionally light-weighted scissors with very thin blades, they are bound to be expensive and are majorly used by the Professional hairdressers.

However, if you buy expensive hair cutting scissors, it will give real value for your money. It will last longer as compared to its cheaper counterparts and also can sharpen. You can get your hair cut with the sharp hair as well, provided the hair should not catch between the blades. These scissors should give a clean cut. 

Remember, never use the hair cut scissor for other purposes as cutting the fabrics or any other task. It affects the cutting efficiency of the scissor adversely. 

Are Sewing Scissors good enough to cut hair?

Yes, for a while, sewing scissor is worth trusting as they are sharper than regular kitchen scissors. You can trim your hair off your mustache or scalp in the case when you are not able to find out your hair cutting scissor. However, still, a high-quality hair cutting scissor is highly recommended to get a hassle-free hair-cut.

Are Haircutting and beard trimming scissors the same?

Well, the answer is simply no. You need a quality scissor for both the purposes with sharp edges. However, the size may significantly vary. You need a relatively smaller scissor to give a clean trim to your mustaches as the bigger scissor tends to pull out hair and may cause teary mustache with pain.

Similarly, if small scissors are used to trim the long or moderate hair, chances are low to get a clean cut. Hence, you should prefer different scissors for both purposes, which are sharp to provide a clean cut.

Can I sharpen my old hair cutting scissor?

If you ask a professional hairdresser or hairstylist, their answer would probably be ‘no.’ Once the barber scissor loses its sharpness, they frequently replace it with another new pair of sharp scissors. However, for home use, you can sharpen the old hair cutting scissor with the right technique.

This right way to sharpen an old scissor is to look for a 45-degree angle and then sharpen it. This angle will achieve the sharpness towards the end, leading to sufficient sharpness. 

So, when are you going to buy a perfect Haircutting scissor for yourself?

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Pros and Cons of Having Your Own Business

If you’re ready to start and own a business, it is time to know the pros and cons first.

When you know what you are getting yourself into, you’ll know whether you’re ready or not and if this is really what you want. You don’t want to fall into the category of 20% of businesses that fail in their first year.

Every business you own has an advantage and disadvantage; therefore it’s necessary to know them if you want success. And in this post, you’ll find out these pros and cons of starting a business that will be helpful to you.

Pros of Owning a Business

1.       Being your own boss means you have the freedom to make your own decisions, plus you can’t get fired. You are independent and are not always looking over your shoulder because nobody is ordering you to do this and that.

2.       You are in control of your finances or business. With a 9-5 job, you always know by the end of the month how much you’re getting. But with owning a business, what you put in is what you get out. You might make $50,000 today and tomorrow make $100,000, so you have power over your finances, plus you determine if your business will succeed or not.

3.       You can work from anywhere you want, whether it’s a home, an office, or a different country. Since you own the business, you call the shots, and if you started this business to be closer to family, having a home office will be perfect for you.

4.       You are more confident and have self-belief because when you start implementing your ideas and you start succeeding, your doubt is eliminated. If I ask you – can you do my homework, and you give me unconvincing answers, and you seem unsure, I won’t be confident in your ability to handle that work; therefore, I won’t risk my money on you. 

5.       You set your own hours and aren’t limited to working from 9-5. You can either work for more or fewer hours, it’s your business, and that brings flexibility.

Cons of Owning a Business

1.       You take a greater financial risk because there isn’t a guarantee that it will succeed. This financial risk you’re taking means using most of your own money, and you’re prone to getting into debt or go bankrupt.

2.       You’ll devote a lot of time to running and building the business. You own the business; therefore a lot of work will likely fall on you. You’ll be spending more hours and expect to be sleeping late and waking up early.

3.       You will be experiencing more stress than when you were an employee. You’ll be constantly haunted by failure, and keeping that business-relevant will bring a lot of headaches and stress. For example, you decide to venture into real estate. Although it’s a safe business, it’ll still cause you high levels of stress. If you don’t know how to invest in this business, you will lose a lot of money, plus your business will surely fail.

4.       You must learn different skills from being a salesperson to a marketer. You will be a one-man show, but if you don’t know how a good marketing strategy works, the survival rate of your business is low.

5.       You are faced with uncertainty about your income and business.

 Having your own business doesn’t mean you’re guaranteed success; you will experience ups and downs. But by knowing these pros and cons, you can be better prepared.

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How to Cancel Cable and Start Saving Money in 2020

Cable TV is still one of the most convenient yet oldest methods of staying entertained without doing much. You can add on the cable TV services on top of your landline or internet services which will help you save some time and energy while paying one bill for multiple services at once. For people who watch TV from the comfort of their homes only, Cable TV is the most appropriate option than those who binge-watch their favorite shows while commuting and waiting so they don’t miss out anything. 

Even with the latest trend shifting towards live streaming services, cable TV is still the first preference for many as it provides entertainment for the entire household and not just a single person with advanced features like DVR, on-demand and selected titles, along with huge libraries – cable TV still holds the charm. It also encourages families to spend some time chit-chatting and bonding while watching TV. If you think your cable TV services are expensive or you are considering to switch to Streaming services like Netflix, Hulu, etc. – try dialing spectrum customer service phone number to learn more about what additional features you can enjoy while cutting the monthly bill. 

In this article, we are going to walk through the procedure on how to cancel the monthly subscription to start saving money. So, let’s get started: 

Fortunately and specifically, when we talk about the US, most of the TV shows are available without satellite or cable TV subscription. You can get them through on-demand, live or one-time purchase options as well. 

STEP 1: Enlist what you and your household wants

The first step to figuring out, if you really need to cut the cords with cable TV or not, you should jot down the names of all the favorite TV shows of your family – this should also count network TV shows such as The Good Place, news, live sports, and upcoming events that include Academy Awards. 

By doing this activity, you will be able to find out the most suitable and cost-effective option for free-of-cost Over-the-Air TV, premium video live streaming channels, and some more streaming sources without paying anything that sure will meet your family’s entertainment demands. You can consider a few options mentioned below considering what suits you and your family the most, of course: 

Paid Live TV Streaming ServicesFree Over-the-Air Antenna TVFree & Alternative TV Content Sources



STEP 2: Get the hardware sorted. 

You don’t have to purchase a new Smart TV to cut the cords with cable TV, however, whenever you cancel the cable TV services you would be required to switch the outdated cable box. The second step also involves making up your mind on how to meet the streaming needs within the budget and cutting the cords with the TV on a friendly note by utilizing the equipment you already have. You can check and find the best suitable option for you after comparing all: 

Streaming Set-Top-Boxes and Sticks.Smart TVsDVRs for Cord Cutters



STEP 3: Check and assure the Wi-Fi network. 

Make sure you have a good stable residential Wi-Fi network and availability of high-speed internet before canceling cable TV subscriptions as most of the alternate options require the internet to function. Switching from cable TV to constant buffering, slow internet or bad quality content instead of high-quality content is not what anybody would want to happen to them.  

STEP 4: Save money!

If opting out of cable TV results in an increased bill, you sure have done something wrong somewhere – at least the calculation was not very wise. The ultimate goal is to cut the monthly bill. Even if the monthly live streaming prices hike and the constant increase in premium TV streaming services are still there; free trials, the web content, and the OTA TV can greatly reduce the expense you pay for staying entertained only. 

No agreements also mean that you can also shift between multiple premium streaming services like sports, shows, and live events you may want to watch not too frequently. 

Final Thoughts: 

People who switch with smart calculations actually get more interesting entertainment deals and save a lot of money annually after canceling the cable TV services. 

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Why is Customer Engagement Important and Valuable?

No matter big or small, customer engagement is a vital factor for all businesses. When we talk about customer engagement, CX is an important factor as your customers’ perception of you as a brand drives their loyalty. If they like you they will be associated with your business and recommend you to the others.

84% of companies that work to improve their customer experience report an increase in their revenue.

You can not overlook the importance of engaged and satisfied customers. Customer engagement is very important for businesses to prosper as it develops chances to strengthen the bond between business and customers that encourages long-term loyalty based on mutual growth.

Here are five key reasons that show having effective customer engagement strategies is a potential advantage to your business.

1. Boost sales conversions

When businesses invest in better customer engagement strategies, it greatly impacts revenue. By using live chat software, you can deliver real time sales and support assistance to customers that boost customer satisfaction finally leads to higher revenue.

According to PWC, businesses using digital outreach methods forecast higher revenue growth, and Bain & Company found that engaged customers spend between 20% and 40% more than other customers.

By using live engagement tools like co-browsing and video chat you can collaborate with customers in real time and make engagement interactive and deliver a virtual in person experience.

2. Increase customer loyalty

Businesses can improve loyalty by engaging customers by delivering excellent customer service. Customers who receive a personalized experience will return to their favorite brand to buy more in the future than disengaged customers.

Loyal customers will purchase more with you over time. Harvard Business School says, 5% increase in customer retention rate can increase profit by 25% to 95%

Loyal customers are more resistant to competitors’ marketing and more likely to purchase again, have higher average order value, and become brand advocates. By increasing loyalty, businesses activate their customers to market their products more credibly for little or no additional cost. 

3. Enhance brand awareness 

Customer engagement improves creates an extensive brand awareness of the different service solutions offered by your business among your customer base. As you keep customers more engaged and informed through support conversations and visual interactions, you can also improve awareness of the variety of solutions such as product add-ons, updates that your brand offers. 

You can also enrich your FAQ page and online community with valuable content about the solutions to common issues, product videos, features to engage your customers. When customers are able to get easily what and when they want, they will be linked with your brand. They will also recommend your brand with positive word of mouth.

4. Gives your business a competitive edge 

Implementing an effective customer engagement model is the foundation of every organization. Without that, it wouldn’t be possible for brands to not just grow but even survive in a competitive market.

A well-planned customer engagement strategy allows delivering a consistent customer experience that helps create business differentiation and attract even more customers. When you develop an instant connection with customers with live chat, chatbots, and visual tools, their satisfaction level increases.

And happy customers mean more sales and loyalty.  When customers are heard, they will share a positive experience with the brand, building long term relationships.

5. Better engagement reduces the number of returns

Effective customer engagement means more conversion and less number of returns. You can engage your customers in their buying journey and based on their previous purchase history and other insights (interests & needs) you can recommend them.

Relevant recommendations made based on a customer’s past actions help them in making quick decisions. You engage customers by referring to things that match their interests and something they want – hence the high rates of satisfaction.

Conclusion

Along with the customer engagement strategies, businesses should focus on adopting latest trends to avail the benefits that come from engaging customers. Engaged customers lead to improved satisfaction and retention, as well as increased sales to existing customers through advocacy, high-spend transactions, and brand recognition. When taking these benefits into account it becomes even more important to focus on customer engagement and building lasting relationships with customers.

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