Michelle R. Cullum's Blog, page 2

December 23, 2011

Dealing with Stress

[image error]This time of year we all experience stress and more likely than not we hold it in and just keep on going.  Holding in your stress is a bad thing.  Stress can and will wreak havoc on your health.  Take a look at some natural ways for dealing with the "holiday" stress you might be feeling over the next couple of weeks. Consider What You EatStress relief may be as close as your dinner plate. While it's not going to magically remove all stressful things from your life, a healthy diet can really help you deal positively with life's stressors. Some foods to include in your stress-management diet include nuts, seeds, fresh fruits and vegetables, and whole grains.  Prepare for Little ThingsAs you work to reduce and deal with everyday stress, it helps to prevent those little stressors that can add up to make a very bad day. Here are some little things to remember each day (you can even make a list and post it beside the front door so you'll see it before you leave the house, and so you don't have to try and remember all these things):Have an extra car key handy on your person (around your neck, in a pocket, etc.) so you don't lock your only key in the car by accident.Have snacks on hand in case your favorite lunch place is closed or if you get stuck in traffic and can't get home or to a restaurant to eat. Also, snacking on healthy foods helps keep blood sugar steady, which may help reduce stress symptoms. Keep water or a drink handy. Check your finances before you leave the house: coupons, wallet, check book, credit cards, etc. Take stock of what you have so you don't stress yourself out trying to figure out what you can and can't afford.  Listen to MusicChoose music that is calming and peaceful, and play it throughout the day or whenever you can. You may not even pay much attention to it after a while, but it is probably affecting your stress levels (in a good way!). ExerciseRegular exercise has been shown to greatly reduce stress. The key, sources say, is to exercise daily so that your everyday stresses are "worked out," so to speak. Exercise helps basically every body system, and gives you a much-needed energy boost that can help you handle the stressors that come your way each day.  Deep BreathingSlow, deep, regular breaths are said to help stress. Periodically during the day, you can stop and take 5 to 10 deep breaths, in through your nose and out through your mouth. Breathing out should be as slow as breathing in. When you breathe in, it's recommended that you "aim" toward your belly button, as though breathing into your lower abdomen.  StretchingRegular stretching exercises help loosen tight, tense muscles and increase circulation. A few minutes of stretching at intervals throughout the day can have a positive effect on your stress levels.
Hope this little tips and tricks help to ease your stress during this busy time of year.  Have a wonderful holiday season.  All the best,Michelle
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Published on December 23, 2011 11:45

December 16, 2011

Overspent? Paying Back Holiday Debts

[image error] Overspent? - How to Start Paying Back Holiday Debts
The holidays are such a festive time that sometimes it's easy to lose track of spending. Then you get the bills. What can you do to get that debt paid down? Here are some tips on how you can start paying back holiday debts. Face ItThis can be difficult. After all, you bought the gifts and spent the money with good-hearted intentions, right? Unfortunately, numbers don't change regardless of intentions! If you spent too much, you spent too much. Now you have to admit that and tackle the problem. Otherwise, you'll spend the next ten months in denial and go into more debt the next holiday season. Go on a Diet - a Financial DietCutting back on calories is a popular thing to do in the New Year. It's also a good idea to try cutting back on spending in the New Year, too. Try cutting out all unnecessary spending for at least a month. That means you only spend money on what you really need (such as groceries - and not the pricey ones, either) and on paying down your debt.  Make a New Year's Resolution - Never AgainGetting out of debt is no good if you just get back into it year after year. Maybe you should make yourself a promise that you are never going to go into debt at holiday time again. Start SavingStart setting aside money for next year's holiday spending. You can put it in an envelope or in the bank, but just make sure it's strictly earmarked for holiday spending only. While you're saving, you can take stock of your debt and get a good idea of the dollar amount you'll need to save.  Plan to ReduceMaybe you overspent because you didn't plan ahead. To avoid that next year, your savings will help, but it will also help if you have a plan. Look at your debt for this holiday season, and consider where you could cut back for next year.  Highest Interest FirstAs you look at your debts, choose the one with the highest interest rate to pay off first. Double up on payments if you can. Also, call your credit card companies and see if they will reduce your interest rates. If not, then look for interest-free deals on other cards and see if you can roll your balance over.  Tell your existing credit company about this deal, and let them know you will switch if they can't lower your interest rate. If they think they may lose you as a customer, they are often willing to negotiate.  Those are some tips to get you started on the right track for the New Year.  Do you have any great tips to share?  I would love to hear your tips!  
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Published on December 16, 2011 13:12

December 3, 2011

How Do You Keep Celebrating All Year Long?

How do you and your girlfriends keep celebrating all year long you ask? Simple!

Start a Birthday Club.

Creating a Birthday Club is a great chance to connect or reconnect with friends and acquaintances on a monthly basis. Who doesn’t love the excitement of a good party not to mention all that delicious food? Starting a Birthday Club is easier than you think. You just need a set of instructions and women to be members. Are you ready to start?

INSTRUCTIONS

1.Invite women to join your Birthday Club. You will need 12 members total, including yourself. Members represent their birthday month. If you have duplicate months, (2 friends with birthdays in July) choose either the month prior to or after (June or August). Speak with friends and acquaintances about your new club. Host a onetime planning meeting in December inviting potential members to learn more and schedule Birthday Parties!

2.Collect birthday and contact information from those members who decide to join at your planning meeting.

3.Nominate a “point person” to be in charge of the information, to keep it updated and current along with notifying members about upcoming birthday parties. This person should call and/or email members 4 days before each party.

4.Nominate a “cake person” to be in charge of supplying the birthday girl with her favorite cake or dessert. As a group, decide what this looks like to keep a uniform price for each member.

5.Knowing where and what type of cake to purchase gives an idea what the Birthday Club dues should be. Collect dues from each member at your planning meeting for January’s birthday. This money goes to the “cake person” for purchases. At January’s party, you will collect for February’s and so it follows for the rest of the year.

6.Establish standard gift giving practices for your monthly party. Set a minimum and maximum dollar amount for gifts. Alternatively, make a rule no gifts other than hand written notes or cards.

7.Meet once each month keeping the day and time consistent. As a group, decide what that looks like. Some groups might like to meet during the day and others might prefer evenings. Also, decide the length of each meeting, so everyone can plan accordingly.

8.Have calendars and pens for each member. Plan your calendars for 2012. Put birthday girls name and time on corresponding dates each month. Make sure each member has the correct information for the upcoming year.

9.As the organizer, you will host the first party at your home in January. Then January’s birthday girl will host February’s party, continuing rotating through each member. This ensures the work is spread evenly among all the members.

10.Enjoy connecting, sharing, and celebrating each month!

Follow these 10 easy steps and your Birthday Club will be a huge success. Instead of being reminded about aging, the Birthday Club puts the fun and joy back into birthdays by changing the meaning. All the best, Michelle





Michelle R. Cullum
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Published on December 03, 2011 14:04 Tags: birthdays, celebrating, clubs, friends

November 19, 2011

Blue Nail Polish, Plane Crash & Friendship?

How in the world do a plane crash, blue nail polish and friendship end up all in the same story you ask? Well, it is an amazing story of survival and courage.

On November 23, 1996 best friends Lizzie Anders and Katie Hayes boarded Ethiopian Airways, flight 961, from Ethiopia to Kenya.

The two friends from London had decided to take a break from their jobs and embark on a yearlong around the world trip.

The trip was to travel through Africa to Asia and on to Australia and New Zealand. The last leg of their trip was to travel across the United States in a VW van. They bought their supplies and with one last item added to their luggage, a bottle of blue nail polish for their toes the two were off on their adventure. The first month was met with wonderful people and fantastic sites.

Flight 961 was hijacked and ran out of fuel crashing into the shark-infested Indian Ocean. Lizzie and Katie were two of the forty-seven survivors–127 people perished. Katie shares the last moments of the flight, “As the plane plunged, we held hands. ‘I really love you Lizzie,’ I said. She said, ’I really love you too.’

Boats from the island of Comoro paddled out and rescued the survivors from the ocean. It was realized that Katie was more seriously injured than Lizzie and in the makeshift hospital chaos, the two became separated. Lizzie begged her rescuers to find her friend, but with the language barrier, no one was able to identify or locate Katie.

Just as the friends were being loaded up to go to different hospitals, a French doctor came up to Lizzie saying, “Zee blue finger sisters, they must be kept together!” He had recognized Katie thanks to their matching blue toenails!

Five months later Katie and LIzzie resumed their world trip with of course both of them having blue toenails.

If you would like to read more about their story check out their book, Hijack: Our Story of Survival.
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Published on November 19, 2011 21:18 Tags: blue, friendship, nail-polish, plane-crash, travel

November 11, 2011

How Blue Nail Polish, Plane Crash & Friendship End Up Together

[image error] How in the world do a plane crash, blue nail polish and friendship end up all in the same story you ask?  Well, it is an amazing story of survival and courage.  On November 23, 1996 best friends Lizzie Anders and Katie Hayes boarded Ethiopian Airways, flight 961, from Ethiopia to Kenya. The two friends from London had decided to take a break from their jobs in London and embark on a yearlong around the world trip.  The trip was to travel through Africa to Asia and on to Australia and New Zealand.  The last leg of their trip was to travel across the United States in a VW van.  They bought their supplies and with one last item added to their luggage, a bottle of blue nail polish for their toes the two were off on their adventure. The first month was met with wonderful people and fantastic sites. Flight 961 was hijacked and ran out of fuel crashing into the shark-infested waters of the Indian Ocean.  Lizzie and Katie were two of the forty-seven survivors -- 127 people perished. Katie shares the last moments of the flight, "As the plane plunged, we held hands.  'I really love you Lizzie,' I said.  She said: 'I really love you, too.' Boats from the island of Comoro paddled out and rescued the survivors from the sea.  It was realized that Katie was more seriously injured than Lizzie was and in the makeshift hospital chaos, the two were separated.  Lizzie begged her rescuers to find her friend, but with the language barrier, no one was able to identify or locate Katie. Just as the friends were being loaded up to go to different hospitals, a French doctor came up to Lizzie saying, "Zee blue finger sisters, they must be kept together!"  He had recognized Katie thanks to their matching blue toenails! Five months later Katie and Lizzie resumed their world trip with of course both of them having blue toenails. If you would like to read more about their story Hijack:  Our Story of Survival.   
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Published on November 11, 2011 10:00

November 6, 2011

Do Friendship and Exercise Go Together?

Exercise!

Exercise promotes better sleep, boosts your energy level, improves your mood and of course helps manage your weight.

Exercise, and me well we just don't go together too good.

Hey, don't get me wrong, I know I need to exercise. My body tells me everyday with a creak or crack I had better start doing something and doing it soon! Therefore, I joined an exercise club. I joined six months ago, in May. I have yet to go exercise. I have good intentions, but something better always seems to come along and I say to myself, "oh well, I'll do it tomorrow."

I remember when I use to exercise with my "workout buddy" and it seemed so much easier to exercise with someone. I decided to research exercise and friendship to see what I could find. Amazing what I found.

A car insurance company (Diamond) in the UK did a study of 3,000 women regarding exercise and dieting. "61% found it almost impossible to summon up the energy to exercise alone." I knew I wasn't the only one who hates to exercise alone.

The study also found that on average you would shed more than 10 pounds when you have friends who are willing to eat healthy and exercise with you. An added benefit to exercising together is that 50% of the women said their friendship improved and 7 out of 10 said it made the exercising seem more fun.

So improve your health and improve your friendship, two birds with one stone. It's a win-win.

Grab a friend and start exercising together. Give yourself a small goal at first. Maybe you go walk together for 20 minutes and then reward yourself when you’re done with a cup of coffee. Start small and then set your next goal a little higher. Success is all about moving forward, and any amount of moving is considered success.

What are you waiting for? Call a friend, share some girl talk while walking, and remember you’re improving your health and your friendship.
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Published on November 06, 2011 15:57 Tags: benefits, exercise, friendship

Help! I'm Fighting With My Friend!

All friendships have their good times and bad times, their ups and their downs.

Why is it though that the bad times are just so bad? The answer is because the friendship has such a HUGE value in your life and your friend's life.

Melissa Healy, a staff writer for the Los Angeles Times shares about this value.

"Women are keepers of each other's secrets, boosters of one another's wavering and confidences, co-conspirators in life's adventures. Through laughter, tears and an inexhaustible river of talk, they keep each other well, and make each other better."

When you're fighting with your friend, you are missing out on all that laughter, talk and adventure. Fighting with your friend creates a paradox. You need your friend to listen and support you as to what has happened, BUT it is your friend who you are upset with so you don't have anyone to talk which just makes you more irritated with the whole situation. Round and round the wheel spins.

What do you do?

You meet the situation head on. You become the woman who is going to heal this friendship and talk about it.

1. Think about the situation. What is really going on and why are you really fighting?

2. Talk to your friend, face to face. Tell her how you feel. Ask how she feels. Share why you want your friendship healed. NO emails, texting, or IM's!

3. Be calm and open with your friend. Share from your heart and really listen to what your friend says. Do not get defensive.

4. Give or receive an apology if the situation calls for it.

5. Understand how and why this conflict happened so that you both can learn from it.

6. Give your friendship time to heal.

Friendships are truly valuable commodities in our lives. Before ending a friendship try these 6 simple steps and see if you can heal your friendship.
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Published on November 06, 2011 15:54 Tags: conflict, friendship, value

November 4, 2011

Do Friendship and Exercise Go Together?

[image error] Exercise! Exercise promotes better sleep, boosts your energy level, improves your mood and of course helps manage your weight. Exercise, and me well we just don't go together too good. Hey, don't get me wrong, I know I need to exercise.  My body tells me everyday with a creak or crack I had better start doing something and doing it soon!  Therefore, I joined an exercise club.  I joined six months ago, in May.  I have yet to go exercise.  I have good intentions, but something better always seems to come along and I say to myself, "oh well, I'll do it tomorrow." I remember when I use to exercise with my "workout buddy" and it seemed so much easier to exercise with someone.  I decided to research exercise and friendship to see what I could find.  Amazing what I found. A car insurance company (Diamond) in the UK did a study of 3,000 women regarding exercise and dieting. "61% found it almost impossible to summon up the energy to exercise alone."  I knew I wasn't the only one who hates to exercise alone. The study also found that on average you would shed more than 10 pounds when you have friends who are willing to eat healthy and exercise with you.  An added benefit to exercising together is that 50% of the women said their friendship improved and 7 out of 10 said it made the exercising seem more fun.   So improve your health and improve your friendship, two birds with one stone.  It's a win-win. Grab a friend and start exercising together.  Give yourself a small goal at first.  Maybe you go walk together for 20 minutes and then reward yourself when you're done with a cup of coffee.  Start small and then set your next goal a little higher.  Success is all about moving forward, and any amount of moving is considered success. What are you waiting for?  Call a friend, share some girl talk while walking, and remember you're improving your health and your friendship.   
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Published on November 04, 2011 16:03

October 27, 2011

Help! I'm Fighting With My Friend

[image error] All friendships have their good times and bad times, their ups and their downs. Why is it though that the bad times are just so bad?  The answer is because the friendship has such a HUGE value in your life and your friend's life. Melissa Healy, a staff writer for the Los Angeles Times shares about this value.  "Women are keepers of each other's secrets, boosters of one another's wavering and confidences, co-conspirators in life's adventures.  Through laughter, tears and an inexhaustible river of talk, they keep each other well, and make each other better."  When you're fighting with your friend, you are missing out on all that laughter, talk and adventure.  Fighting with your friend creates a paradox.  You need your friend to listen and support you as to what has happened, BUT it is your friend who you are upset with so you don't have anyone to talk which just makes you more irritated with the whole situation.  Round and round the wheel spins. What do you do? You meet the situation head on.  You become the woman who is going to heal this friendship and talk about it. 1.   Think about the situation.  What is really going on and why are you really fighting? 2.   Talk to your friend, face to face.  Tell her how you feel.  Ask how she feels.  Share why you want your friendship healed. NO emails, texting, or IM's! 3.  Be calm and open with your friend.  Share from your heart and really listen to what your friend says.  Do not get defensive. 4.   Give or receive an apology if the situation calls for it. 5.   Understand how and why this conflict happened so that you both can learn from it. 6.   Give your friendship time to heal. Friendships are truly valuable commodities in our lives.  Before ending a friendship try these 6 simple steps and see if you can heal your friendship. 
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Published on October 27, 2011 20:27

October 23, 2011

FREE Holiday Organizer

Can you believe it, we are only 65 days away from Christmas!

Are you going to be ready?

What is on your list? More time to enjoy family, less stress, or maybe more calm? Whatever you are looking for I have the perfect item for you!

Check out OrganizedChristmas.com for the most amazing holiday planner that you print off and personalize for you and your family. Oh, and did I mention that it is FREE!

Cynthia Ewer, web publisher and author has made this Christmas Countdown available for 14 years on the web. It is a tried and true product with thousands of happy participants.

By using a 6-week countdown starting the last full week of October you will have everything done and ready by the first Saturday in December! You can actually enjoy the month of December by having that time, joy, and calm you are searching for. This countdown starts Sunday, October 23rd so make fast tracks to OrganizedChristmas.com and start your own planner.

What are the 6 weekly themes:
1. Getting Organized
2. Reality Check
3. Gifts and Giving
4. Get Cooking
5. Decorate
6. Celebrate

All you need to get started is a 3-ring binder and printer. It's alot of fun and you can even make a planner to give as a gift. How cool is that!

Hope you find this helps to give you some calm during the season known for chaos.

All the Best,
Michelle

P.S. For those frazzled friends who are freaking out that Christmas is around the corner...pass this info on.



Michelle R. Cullum
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Published on October 23, 2011 10:50 Tags: christmas, holidays, organizing, planner