M. Pattabiraman's Blog, page 43

How do I start investing in index funds?

A reader says, “I have been trying to get information on how to invest in Index Funds but could not find much info. I would appreciate it if you could provide your guidance on this”. Our investing mantra is process-first, products-last. So, selecting an index fund should be the very last step. We recommend asking these questions...

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Cashless claim vs Reimbursement Claim: My experience

A reader recently could opt for a cashless claim or pay cash and then be reimbursed in a network hospital—an account. This is my experience when encountering a Cashless VS Reimbursement situation a few months ago in 2023 (the story was shared with us in Feb 2024). The hospital offered a package for the procedure...

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How I used Bima Lokpal to contest my health insurance claim rejection and won

Last Updated on August 7, 2024 at 10:12 am In this article, Sunil explains how he contested a health insurance claim rejection with the Insurance Ombudsman (Bima Lokpal portal) and won. Sunil prefers that the health insurance company not be named in the article (the editorial team at Freefincal is also unaware of this). The...

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Navigating Market Volatility: How an IT Professional Transformed His Investment Approach for Retirement

In this edition of the reader story, a young earner shares his investment journey. About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers. Some of the previous editions are linked at the bottom of this article. You can also access the full reader story archive. Opinions...

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Equity Mutual Fund Screener Aug 2024: Shortlist consistent performers

The latest freefincal Equity Mutual Fund Performance Screener is now available. Use it to screen for consistently performing equity mutual funds. You can screen based on fund category & benchmark and spot mutual funds with a higher return than a benchmark at a lower risk. Inside, you get discounted links to our robo advisory tool...

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What is the probability the Indian equity market will perform well in the long term?

A listener to the Let’s Get Rich With Pattu podcast writes, ” What is the probability that a particular equity market (just the index) will perform well (beating inflation) in the long term? I can see all the examples taken comfortably from the US and India everywhere. But what about other equity markets? And what’s...

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Crossing the Million Mark: Our Journey to the First Crore

In this edition of the reader story, we learn about a young earner’s journey to one crore and their plans to build further wealth. About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers. Some of the previous editions are linked at the bottom of this...

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National Pension Scheme Fund Screener Aug 2024: Shortlist consistent performers

This is a National Pension Scheme Fund Screener to shortlist consistently performing NPS schemes. You can also spot NPS schemes with a higher return than a benchmark at a lower risk. This is similar in design to the freefincal Equity Mutual Fund Performance Screener. Inside, you get discounted links to our robo advisory tool and...

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Stocks with low volatility and momentum for Aug 2024

We publish a list of stocks with low volatility and momentum each month. We provide data for BSE 500 and BSE 100 stocks. There are now three different screener files available. (1) Stocks with low volatility and momentum from the BSE 100 large cap universe are available as a separate file (2) Stocks with low...

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Budget 2024: Clarity Required for Taxation on Sales of Real Estate Bought Before April 2001

Taxation on Sales of Real Estate Bought Before April 2001 requires more clarity from the government. Are indexation benefits available for selling properties purchased before 1st April 2001? Our understanding: No. (Thanks to tax expert Manmohan Sethumadhavan for patiently answering my questions). The finance secretary, Sanjay Malhotra, said, Indexation benefit till 2001 shall continue. Which means...

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