M. Pattabiraman's Blog, page 47
July 18, 2024
Index fund tracking error screener July 2024
This index fund screener is based on tracking error and returns difference wrt benchmarks (aka tracking difference). The screener will help users evaluate how efficiently an index fund has tracked its underlying benchmark. It will also help to understand how tracking a midcap index or the Nifty 100, 500 differs from tracking the Sensex or...
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July 17, 2024
Sovereign Gold Bonds or Multi-Asset Funds: Which should I use for gold diversification?
Should gold be part of your portfolio? We argue it need not be. But if you must invest, then we argue why a multi-asset fund is a better choice.
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SEBI’s consultation paper on disclosure of Risk Adjusted Return by Mutual funds
Last Updated on July 17, 2024 at 7:20 pm SEBI released a consultation paper (CP) on 28 June 2024 on disclosure of Risk Adjusted Return by Mutual funds, for “enabling informed investment decision by the investors”. It is open for public comments where all market participants such as brokers, advisors, investors can give their feedback on...
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July 16, 2024
What is the ideal corpus for retirement in India?
A reader wants to know, “What is the ideal corpus for retirement in India?”. There are two very different aspects to consider here. (1) Retirement Math is universal and independent of geography. Only the inputs would vary. (2) What we define as “ideal” is subjective. Even in 2024, some people compute the retirement corpus necessary...
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July 15, 2024
Should I use a passive or active debt fund for 10-year plus goals?
A reader asks, “For the gilt portion of my portfolio for a 10+ year goal, would you recommend passive or active funds?” Let us look at the different options available to an investor. Instead of looking at this as an active vs passive question, let us look at it from the pov of NAV volatility...
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July 14, 2024
ETF tracking error screener July 2024
This ETF screener is based on tracking errors and tracking differences (ETF return minus index return). The screener will help users evaluate how efficiently an ETF has tracked its underlying benchmark. The tracking error is the ETF’s standard deviation minus index monthly return differences. The lower the tracking error, the more efficient the ETF is...
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July 13, 2024
Why Quant Mutual Fund needs to communicate better with its investors
Last Updated on July 14, 2024 at 12:02 pm On June 23rd 2024, Moneycontrol reported that SEBI conducted search and seizure operations at two locations of Quant Mutual Fund on suspected front-running. The initial reaction from the AMC: It confirmed via email to investors that it has received inquiries from SEBI. Then, on June 27th...
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Super Top-up Health Insurance Plans in India – FAQs
I’m a 35-year-old married man with one child. While I’m already covered by a health insurance policy worth 5 lakhs through my current employer, I also purchased a personal family floater Mediclaim Insurance worth 5 lakhs last year. Recently, after reading various posts and blogs, I’ve come to realize that relying solely on a health...
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July 12, 2024
How to stay invested in equity without worrying about market falls
Many readers accuse us of scaring them by stating the factually obvious: Long-term equity investment comes with no guarantees of success! So, we discuss how to stay invested in equity without worrying about market falls. Equity investing (via mutual funds or direct equity) has no guarantees. Still, there is more than a reasonable chance of achieving...
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July 11, 2024
Should I extend my PPF or invest the proceeds in equity?
A reader says, “My PPF has matured. I presently hold about 45 % equity, with the rest in debt, and I am looking to increase my equity exposure as I have about 17 years to retire. I was thinking of withdrawing the ppf, which is currently earning tax-free returns of 7.1% and moving that to...
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