M. Pattabiraman's Blog, page 42

Index fund tracking error screener Aug 2024

This index fund screener is based on tracking error and returns difference wrt benchmarks (aka tracking difference). The screener will help users evaluate how efficiently an index fund has tracked its underlying benchmark. It will also help to understand how tracking a midcap index or the Nifty 100, 500 differs from tracking the Sensex or...

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What Both Spouses Must Know About the Household’s Financial Matters

Among most married Indian couples, it is common to see one spouse take complete charge of money matters. The other spouse is usually a lot less involved in this regard. There may be various reasons for this. Regardless, it is still vitally important for both spouses to be aware of certain key aspects of the...

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How should I design my fixed-income portfolio after Budget 2024?

Many readers keep asking variants of this question: How should I design my fixed-income portfolio after Budget 2024? The answer is quite simple. Always follow a simple thumb rule: Saving tax is NOT a priority. Diversifying portfolio risk is THE number one priority. This has to be done regardless of tax rules. So we do...

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DSP Nifty Top 10 Equal Weight Index Fund & ETF Review

DSP is launching an index fund and ETF tracking the Nifty Top 10 Equal Weight Index. We look at the features of this index and discuss if it makes sense to invest in these new offerings. The Nifty Top 10 Equal Weight Index tracks the performance of the top 10 stocks based on the 6-month...

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Analyzing the growth of my 15 Crores portfolio

Last Updated on August 15, 2024 at 8:41 am In this edition of the reader story, we have a sequel to My Journey to a Ten Crore Portfolio. Arun digs deep and shows us how long it took for his portfolio to increase by one crore to a 15 Crore portfolio today. About this series: I am grateful...

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Can I bet on the India growth story and invest in equity?

While recording an episode for the Let’s Get Rich With Pattu Podcast, a question that naturally emerged was, “Can I bet on the India growth story and invest in equity?” The question discussed in the podcast has been covered here: What is the probability the Indian equity market will perform well in the long term?...

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ETF tracking error screener Aug 2024

This ETF screener is based on tracking errors and tracking differences (ETF return minus index return). The screener will help users evaluate how efficiently an ETF has tracked its underlying benchmark. The tracking error is the ETF’s standard deviation minus index monthly return differences. The lower the tracking error, the more efficient the ETF is...

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What you need to know before investing in equity savings funds

Equity savings funds are recommended as a tax-efficient alternative to debt mutual funds. This is more so with the debt fund units purchased on or after 1st April 2023 taxed as per slab regardless of the holding period. See, for example, the new debt fund tax rule: How do I change my investment strategy? What...

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The underestimated risk of encumbrance in real estate investing (which equity doesn’t have)

It is concerning that many casual and oversimplified pieces of advice are seen floating regarding real-estate investments on social media. I am not a legal professional, but I have been involved in many property issues and thought of sharing some of my experiences here. This is not a recommendation of equity over real estate but...

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How I doubled my retirement corpus and became a Crorepati

Last Updated on August 10, 2024 at 9:30 am In this edition of the reader story, we once again meet a software engineer we met three years ago when he started goal-based investing. Now his portfolio has just crossed one crore. About this series: I am grateful to readers for sharing intimate details about their financial lives...

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