M. Pattabiraman's Blog, page 271

SEBI Registered Investment Adviser Application Process: step by step guide

This is a detailed step by step guide to the SEBI Registered Investment Adviser Application Process under SEBI(Investment Advisers) Regulations 2013.  It will help anyone with the necessary...

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It is not possible to use the internet without being part of someones’ data experiment

Yes, that is right! Each time we get on the internet, search for information, get entertained, use social media, shop online, buy and sell stocks, pretty much anything, we are part of someones’...

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IL&FS Bond Downgrade: You cannot beat FD returns without facing losses!

Last weekend, rating agency ICRA downgraded bonds of Infrastructure Leasing and Financial Services (IL&FS) . The long-term bond ratings went from AA(+) to BB. That is a huge downgrade! We need to...

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Download a do it yourself financial planning guide

In June 2013, Rajesh Dalmia a certified financial planner and director of Mandar Learning Academy authored an impressive do it yourself financial planning guide for investors to understand the basic...

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Lazy Investing: Five Test Stock Portfolios Sep 2018 Update

Readers may be aware that from June 2018, I have started testing five stock portfolios based on NSE indices.  Their current status is reported in this post. Three of them are based on smart beta...

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What is the best way to invest in Nifty Next 50 Index?

By now it should be no surprise to freefincal regulars that the Nifty Next 50 (NN50) has a fantastic (though volatile) track record and most actively managed mutual funds struggle to beat it. In...

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Five life lessons from my teachers

Every teachers’ day, I think about my third standard class teacher. She is a visionary. She looked me in the eye and said, “you will come to nothing in life” and that turned out to...

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Gold Savings Account: Features, Benefits, How to use and When to use

The National Institution for Transforming India (NITI Aayog) published a report on transforming India’s gold market in February 2018 and proposed the introduction of a new financial...

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What does XIRR mean? How are returns calculated for mutual fund and stock investments?

At some point, after you started investing in mutual funds or stocks, you might have heard the words “annualized returns” or “CAGR” or “XIRR”. If you are...

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My Handpicked Mutual Funds September 2018 (PlumbLine)

PlumbLine is my list of handpicked mutual fund started in last Sep for beginners to accompany the freefincal robo advisory template. After a gap of four months, here is the September 2018 edition...

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