M. Pattabiraman's Blog, page 274

Why we need to forget about “pension after retirement” & focus on “financial freedom” – Paisa Vaisa Podcast Part 1

I was invited as a guest on the Paisa Vaisa Podcast hosted by Anupam Gupta, a CA and equity research consultant. The podcast was co-hosted by CFP Anees Rao. In the first part, we discuss what exactly...

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Investing a lump sum in one-shot vs gradually (STP) in an equity mutual fund (backtest results)

If you have a lump sum and would like to invest it in an equity mutual fund, what is the best way to go about it? Invest in one-shot or gradually over a few months? Is there any benefit in investing...

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Why we badly need a Midcap & Smallcap Index Fund – Performance Comparison with Nifty Midcap 100 & Nifty Next 50

When I was trying to compile a list of mutual fund benchmarks after the SEBI recategorization, something strange caught my eye. Value Research had included the new benchmarks in the NAV growth...

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Fee-only advisor Avinash Luthria warns real investment returns will be zero!

Avinash Luthria joins the freefincal list of SEBI registered fee-only financial advisors as its 12th member (yet another based in Bangalore) and to mark the occasion, in this guest post, he issues an...

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July 2018 Equity Mutual Fund Performance Screener

The freefincal Equity Mutual Fund Performance Screener is back after a five-month break. Use this screener file to hunt for equity funds that have consistently outperformed category...

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Biggest Parenting Mistake: Assuming that we know our children

At work, I have the privilege of constantly interacting with gen-X (or Y/Z/AA!) – 18+, 20+ young adults coming to terms with an environment very different from school. It is natural to...

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Do we even need mutual funds? Why should we invest in them? MF FAQ Video Series Part 3

In the third part of the video series on MF FAQ, we consider the following questions: 1:  Do we even need mutual funds?; Why should we invest in mutual funds? What are the benefits? 2: What is so...

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Forget tax and exit loads, this is why your portfolio should be rebalanced each year

Portfolio rebalancing refers to resetting your asset allocation (equity: fixed income ratio) from time to time – typically once a year – to lower risk in your portfolio. In this post, I...

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Download New Versions: Mutual Fund Lump sum & SIP Screeners

Download new versions of the mutual fund lump sum and SIP screeners that pull & analyze data from Value Research. The new VR fund categories have been incorporated. Since many funds have changed...

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How much equity should I hold in my portfolio?

A few days ago, I gave a talk at a CFA Society meeting. One of the modules is covered in this post: How much equity should I hold in my portfolio? We know that equity has the potential offer better...

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