M. Pattabiraman's Blog, page 269

How to select suitable debt mutual funds with low credit risk?

Every time debt mutual funds face credit risk – a sharp drop in NAV due to the credit rating downgrade of a bond – investors get spooked. Credit risk is part and parcel of fixed income...

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Looking for a fee-only financial planner? Here is a list of questions to ask before you sign up

If you are looking for someone to advise you on money management, then you should sign up with a fee-only financial planner – an investment advisor registered with SEBI – who does not get...

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Spotting Market “highs” and “lows” Using Technical Indicators

Can we spot market highs and lows using technical indicators? The answer is yes, provided a user understands the pros and cons of each method. I discuss the current state of a few technical...

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How should we invest in the present market condition?

A question many people ask today is, How should we invest in the present market condition? I discuss simple ways to stay focused and navigate the present market condition. I would wager that five out...

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Use this “market crash” to clean up your equity fund portfolio tax free!

Here is how you can use this “market crash” to clean up your equity fund portfolio tax-free! Have you always wanted to switch from regular plans to direct plans? Always wanted to reduce...

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10 things mutual fund investors should not be doing!

Here are 10 things mutual fund investors should not be doing! Avoiding these will make you a better and contented investor. Naturally, the following is an opinion formed from my experience (and...

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Start This Rs. 2000 SIP: It is rewarding in both bear & bull markets!

One of the first SEBI registered investment advisors in the country, Melvin Joseph is an amazing person. He has devised an Rs. 2000 SIP (which I have signed up for) that will not only reward you in...

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Part 2 of MF FAQ: 20 Basic Questions on mutual funds answered

As mentioned last week,  I would like to compile a set of 100(+) basic and elementary newbie questions & answers on mutual funds. This is the second batch of 20 (actually 45!). Do share this with...

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Finally got myself a Super Top Health Insurance

After much debate and hesitation, I finally took the plunge and purchased super top-up health insurance for my family. Since I have written several posts on health insurance, I thought I will share...

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Should I now switch from large cap funds to index funds?

So a question on many lips is, “Should I now switch from large-cap funds to index funds?” the reason being the new rule about large-cap funds that 80% of their portfolio should be from...

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