M. Pattabiraman's Blog, page 254

DSP Midcap Fund Review: A Top Three Performer!

This is a performance review of DSP Midcap Fund. This was started as a Small and Midcap when Blackrock was still part of DSP in Nov 2006 and was changed to a Midcap fund in March 2018. This has an...

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Pre-filling of Income-tax Returns: Good move or bad?

The finance ministry wants pre-filled income tax returns from AY 2020-201 onwards as announced in the budget yesterday. At first sight, this is appealing and convenient, but will it result in a host...

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CPSE ETFs with Tax Saving benefit Introduced in Budget 2019-2020

The finance minister in her budget speech said: “ETFs have proved to be an important investment opportunity for retail investors and has turned out to be a good instrument for Government of...

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Tax incentive for affordable housing (Section 80EE)

A new section under 80EE of the IT act has been inserted in the Union Budget 2019-2020 to provide an impetus to affordable housing.  An additional tax deduction of Rs. 1.5L has been provided on home...

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My Handpicked Mutual Funds July 2019 (PlumbLine)

PlumbLine is my list of handpicked mutual funds. This was started in Sep 2017 for beginners to accompany the freefincal robo advisory template. This is the July 2019 edition (3rd quarter). I have...

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SEBI’s New Liquid Fund Rules Explained: Lower Returns and Risk!

On June 27th 2019, the SEBI board approved several proposals to manage risk and liquidity in liquid mutual funds. Over a period of time, it will lower risk and therefore returns in this space. Here...

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L&T Emerging Businesses Fund Review: Good performance but too quick AUM growth?

This is a performance review of L&T Emerging Businesses Fund a small cap fund. We compare how it has fared against its benchmark and peers. Launched in May 2014, this will invest in...

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DHFL Crisis: Did UTI Mutual Fund act in the interest of investors?

The way UTI Mutual fund handled the DHFL crisis leaves a lot to be desired to say the least highlighting the need for tighter rules on what an AMC should do in the case of a bond default.  In early...

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How much gold in my portfolio will protect against a market crash?

Each time gold prices start to move up, there is talk about how “gold is a hedge”, “gold is a safe haven”, about how every investor should have a small exposure to it, 5-10%....

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Is it unhealthy to buy mutual funds from an investment platform?

In the last ten years, online mutual fund investing has been a gamechanger for both the investor and the industry. I think it is time to stop and ask is it unhealthy to buy mutual funds from an...

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