M. Pattabiraman's Blog, page 250

Bear the pain and invest in equity through loss or you will never change your lifestyle!

When you start an exercise regimen, the day after you would fee soreness and pain in new areas! I guess muscles that were never flexed before behave like that when flexed for the first time. Most...

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List of Mutual fund categories that you can avoid! (Keep it simple!)

The Mutual Fund space in India is reasonably large and growing. There are almost 50 Asset Management Companies (AMCs) offering more than 1,000 – and counting – schemes. The choice can be...

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The 4% retirement rule is wrong! Do not retire early in India (or US) based on that!

Avinash Luthria, SEBI Registered fee-only investment advisor explains why one should not retire early in India (or US or elsewhere) based on the so-called 4% retirement rule (explained below).  I...

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Eight Mutual Fund Products That I wish existed! Are you listening AMCs?

Here are eight mutual fund products that I wish existed as they would make a big difference to investor choices and well-being (in my opinion of course).  Please free to add your own product in the...

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Motilal Oswal Nifty Smallcap 250 Index Fund: Will this make a difference?

The third of the four new index funds from Motilal Oswal is one that will replicate and track the Nifty Smallcap 250 Index. Motilal Oswal Nifty Smallcap 250 Index Fund will be India’s 1st small...

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Motilal Oswal Nifty Midcap 150 Index Fund: Should you invest?

Motilal Oswal Nifty Midcap 150 Index Fund opens for investment from Aug 19th. It is India’s second midcap Index fund. Principal AMC ran an index that tracked the Nifty Midcap 100 Index from May...

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Motilal Oswal Nifty 500 Fund: Avoid & stick to Nifty 50 Index funds

Here is why you should avoid Motilal Oswal Nifty 500 Fund and stick to established Nifty 50 index funds. It is a pity that people assume that by buying 500 stocks they are actually buying the whole...

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Worried about Recession, market crash & job loss? Focus on this instead!

We are living in a time where half a data point is enough to announce trends, patterns prophecies. Every week one guy says the markets are going to tank and another says it will do well. The latest...

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What we can learn from a ten year SIP in Sundaram Midcap Fund

A ten-year SIP can teach us many things about risk and reward. I have one running in Sundaram Midcap Fund for a relative. This was just an Rs. 500 SIP in a quiet, reasonably consistent fund. I tried...

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How investors get fooled into buying mutual funds with wrong expectations

Most investors, thanks to wonderful propaganda by the AMCs, believe mutual funds would give them fantastic returns and invest with wrong expectations. They also are made to think “staying...

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