M. Pattabiraman's Blog, page 249

How I lost Rs. 24,000 because of room rent sub-limits in health insurance

This is how I lost Rs. 24,000 on my health insurance claim due to the presence of room rent sub-limits. However, having a policy without such sub-limits is not a bed of roses either. Readers may...

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An open letter to my father: Even love cannot fill some gaps

Dear Dad, I had always heard that God takes good people first. I know you were too good, but why you were so good, Dad? I am writing this letter to you because I am unable to express my feelings to...

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Wait for revised ITR forms If you have capital gains to report!

This year (AY 2019-2020) if you have capital gains or losses to report for FY 2018-2019, then please wait for revised ITR forms (ITR2 and ITR3). A few weeks back I had pointed out that filing Equity...

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Want to buy bonds instead of debt funds? This is what you need to know

After the series of credit problems in debt mutual funds, many investors would like to know more about buying bonds directly instead of debt mutual funds. To do this, knowledge of basics and...

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This will change the way you invest: S&P Index Versus Active Funds report

Avinash Luthria explains why the most important report about mutual fund investing in India was published in April 2010 – the S&P Index Versus Active Funds India report – and how...

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Do not make these 15 investing mistakes!!

Personal finance is personal and in general, it is incorrect to claim X or Y action as a mistake. That said, being judgemental (almost always with incomplete information) keeps human society together...

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A mutual fund need not declare NAV after each business day!

Yes, that is right! There is no legal obligation for a mutual fund to declare NAV after each business day! SEBI expects them to, yes but the rules are fairly lax in this regard. Let us take a look at...

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DHFL Crisis: How to handle your debt mutual funds now?

As you know by now, DHFL has failed to pay interest on its bonds in time and the NAV of several debt funds fell sharply (and that is an understatement for some!) on Tuesday night.  If you are...

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Nifty Momentum Timing: Can it produce higher returns?

Momentum investing is such a simple strategy that it could even invite ridiculing laughter. Yet, it works: Momentum Stock Investing in India: Does it work? Yesterday the Momentum, Low Volatility...

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Momentum, Low Volatility Stock Screener June 2019

Download the June 2019 momentum, low volatility stock screener for 100 stocks from the Nifty 100.  Changes in the top 15 stocks from  May 2019 to June 2019 are also included. The top 15 is determined...

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