M. Pattabiraman's Blog, page 258

Rs.1000 in 1980 is only worth Rs. 68 in 2019! Here is how to our protect money

Yes! If you had Rs. 1000 in the year 1980, it would just be worth Rs. 68 in 2019 if we use the cost inflation index data published by the government. The trouble is this index is an underestimate and...

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Find out how much you need to retire in 15 mins: build your own calculator!

If you do not trust retirement calculators or would like customize calculations, or would like to understand how they work, here is how you build your own in just 15 minutes! So let us get right into...

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How even DIY investors can benefit from a registered investment advisor!

In this article, Avinash Luthria explains how even DIY investors can benefit from a discussion with a fee-only SEBI registered investment advisor (RIA). Avinash is a RIA himself and is part of my...

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Do not expect returns from mutual fund SIPs! Do this instead!

Here us why it makes little sense to expect any return from a mutual fund SIP. Instead of focussing on a target return, investors should focus on a target corpus with a clear goal in mind because...

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Huge difference in SIP returns from the same fund! How is it possible?

Suppose you have a SIP running in a mutual fund. Your friend starts a SIP in the same fund six months later. Afer 2-3 years you compare returns and are shocked to see a huge difference. That is...

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Invest maximum time & money when our parents are young & able!

Here is why we should invest time and money as much as possible when our parents are young and able, else it may be too late to rectify. If you are under 35, that is a young earner, then this post is...

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Direct Mutual Fund NAV is higher so Investors will get less units: Is this bad?

One question that new investors ask is, “since the NAV of a direct plan mutual fund is always higher than that of the regular plan, I will get a lesser number of units for the same investment....

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List of Equity Mutual Funds with most consistent performance (Feb 2019)

Here is a list of equity mutual funds with the best performance consistency with respect to returns and risk as on Feb 2019. The results are taken from the freefincal equity mutual fund performance...

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Easily Shortlist Consistent Equity Mutual Funds (Feb 2019) with this sheet

The freefincal Equity Mutual Fund Performance Screener (Feb 2019) is available for download. Use this screener file to easily find best performing equity funds that have consistently outperformed...

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Sundaram Mid Cap Fund Review: A consistent performer

This is a performance review of Sundaram Mid Cap Fund (previously Select Mid Cap Fund) one of the most consistent performers in the mid cap fund space. Since its launch in July 2002, it has grown to...

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