M. Pattabiraman's Blog, page 175

Equity Mutual Fund Screener May 2021: Shortlist consistent performers

The freefincal Equity Mutual Fund Performance Screener (May 2021) is now available. Use it to screen for consistently performing equity mutual funds. You can screen based on fund category &...



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Axis Global Innovation Fund of Fund Review

This is a review of Axis Global Innovation Fund of Fund, an open-ended fund of fund scheme investing in Schroder International Selection Fund Global Disruption (aka underlying fund). The NFO period...



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How frugal living can simplify and enrich our lives

Here is how a frugal lifestyle can simplify and enrich our lives. The Merriam-Webster defines “frugal” as – characterized by or reflecting economy in the use of resources while some of the synonyms...



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Why we need to stop using Safe Withdrawal Rate (4% rule) for retirement planning

Anyone keen on financial independence after retirement, in particular early retirement, would have come across the safe withdrawal rate, in particular the 4% rule. Unfortunately, the 4% rule is...



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Parag Parikh Conservative Hybrid Fund Review

This is a review of Parag Parikh Conservative Hybrid Fund, an open-ended hybrid scheme investing predominantly in debt instruments. The scheme NFO period is between 7th to 21st May 2021. Classified...



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Can I buy an increasing term insurance cover?

Deepesh asks, “I calculated the term life insurance cover required for me to be close to two crores. However, I doubt if I will get this cover given my current income profile, even if I’m...



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List of Stocks with low volatility and momentum for May 2021

Here is a list of stocks with low volatility and momentum for May 2021 from the Nifty 100. You can also get the historical data from March 2019 to May 2021.  We filter Nifty 100 for (1) positive...



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685 investors rate their experience with SEBI registered fee-only advisors

We had recently surveyed clients of SEBI registered fee-only investment advisors and obtained 685 responses. These are the results and a discussion of key learnings. We thank everyone who has...



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Are hybrid mutual funds less risky than equity mutual funds?

Nearly three years have passed since mutual funds complied with the SEBI recategorization rules. We now have enough data to classify hybrid mutual funds in terms of their risk with respect to equity...



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At 46 why are you holding 60% equity for retirement?

Each time I publish an updated retirement asset allocation, I get asked this question: “At age 46, are you not holding too much equity?” In this article, I discuss a common misconception...



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