M. Pattabiraman's Blog, page 173

Why is ICICI Nifty Next 50 Index Fund rated only one star?!

We received this email from a reader. “Dear pattu sir, I was shocked to see Value Research has rated ICICI Pru Nifty Next 50 Index Fund Direct Plan with their lowest rating of just one star!...



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Who Stole My Debt Fund NAV? Understanding debt fund returns

Generally, debt products are expected to have lower volatility than equity mutual funds. However, many investors find that debt fund volatility is a lot higher than what they anticipated. This is...



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SIP vs Lump sum: Which is a better way to invest in mutual funds?

Let us discuss the answer to a question we received recently: “dear sir, can you please compare MF SIP vs lump sum returns and tell us which is a better way to invest in mutual funds?”....



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Handpicked List of Mutual Funds Apr-Jun 2021 (PlumbLine)

These are the freefincal handpicked list of mutual funds for Apr-Jun 2021. New and old investors can use it according to their specific needs. The list is called “PlumbLine” and was...



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List of Stocks with low volatility and momentum for April 2021

Here is a list of stocks with low volatility and momentum for April 2021 from the Nifty 100. You can also get the historical data from March 2019 to April 2021.  We filter Nifty 100 for (1) positive...



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The govt is not going to help us or save us! We have to do that ourselves!

It seems incredulous that I am writing this in 2021. It feels like 1921 when I see so many people complain that the govt does not want to help senior citizens or the middle-class or the lower-income...



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Why IT slabs should be used to fix small savings scheme interest rates

In this article, I discuss why the govt can use income tax (IT) slab rates as a primary guide for fixing small savings scheme interest rates to (1) reduce hardships to lower-income groups and senior...



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PPF rate cut reversed but do not reverse your decision to reconsider it!

The finance minister in a tweet announced, “interest rates of small savings schemes of GoI shall continue to be at the rates which existed in the last quarter of 2020-2021, ie, rates that...



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At 6.4% interest rate does it still make sense to invest in PPF?

PPF interest rate has been “slashed” from 7.1% to 6.4% for the second quarter of 2021. This has come as a big shock to retail investors who, at the least, expected rates to remain the...



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Want to invest Rs. 1.5 Lakh in PPF this April? Don’t be in a hurry!

Many PPF investors have a habit of investing Rs. 1.5 Lakh between April 1st to April 5th to “maximise” the interest benefits of PPF. Here is what you need to consider before you do this!...



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