M. Pattabiraman's Blog, page 171

Rebalanced my retirement portfolio after 13Y, a crash & recovery!

This is an update of my retirement portfolio. After almost 13 years of investing in equity, it took a crash and a disproportionate recovery to increase my equity allocation significantly for the...



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Should you bother reading MF Scheme Information Documents?

In this article, we discuss if investors should bother reading mutual fund scheme information documents. To do this, we first discuss the purpose of a mutual fund scheme information document (SID),...



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Can I use Banking & PSU debt funds instead of gilt funds?

Shushanth asks, “dear Pattu Sir, thank you for the recent articles about gilt mutual funds, but I think they are too volatile for me. Can I use banking and PSU funds instead of gilt funds for...



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Why customization is the ultimate simplicity in personal finance!

Many of us struggle with money management decisions because we are judging “right vs wrong”, “good vs bad” with incorrect benchmarks. Our definition of what is simple and what...



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Mirae Asset NYSE FANG+ ETF and FOF Review

Mirae Asset NYSE FANG+ ETF is an open-ended ETF tracking the NYSE FANG+ Total Return Index. The Mirae Asset NYSE FANG+ ETF Fund of Fund is an Open-ended fund of fund scheme predominantly investing in...



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Debt mutual fund screener (April 2021) for selection, tracking, learning

This is a debt mutual fund screener for fund selection, fund portfolio tracking and learning. It also includes hybrid funds that invest in bonds. It will satisfy the requirement of investors who wish...



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If equity MF returns are negative will gilt MF returns be positive?

In the second part of the FAQ on gilt mutual funds, we consider the correlation between equity and gilt movements. An analyst would calculate this using a correlation coefficient and create a matrix....



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Please help if you are working with a fee-only financial advisor

Dear reader, if you are working with a SEBI registered fee-only advisor, kindly help by providing feedback on your experience with the engagement. This will immensely help the investing community and...



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Check your progress to financial freedom with this formula!

Here is a simple formula to check your progress to financial freedom. It can tell you how long you need to be a salaried employee and shift the focus of portfolio review from returns to the corpus...



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FAQ on gilt mutual funds: essentials investors should know

We answer a set of questions on gilt mutual funds asked by investors. Interest in gilt mutual funds has increased for two reasons: credit events in debt funds and a gradual reduction in PPF interest...



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