Joseph Hogue's Blog, page 122
December 10, 2017
How to Start a Thriving Business When Burdened with Debt
With wages barely moving since the recession, most people are walking around with some sort of debt. The truth is that most people who are aspiring to start a business are burdened with debt from credit cards, short-term loans as well as student loans. All this can stand in the way of getting the business […]
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The Rise of Cryptocurrency: Benefits You Can Gain from this Digital Money
With cryptocurrency, your money is secure and your transactions are unknown. This currency utilizes cryptograph which uses the internet to change information into a code that is very difficult to crack. While there have been reports of hacking on cryptocurrency exchanges, the hacks have generally not been in the blockchain ledger itself and are far […]
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December 4, 2017
6 Steps to Make Your Financial Assets Work Harder in 2018
Six ways to make your money work just as hard as you do You work your ass off every day while your money just sits there. Why not make your money work just as hard as you do? I want you to make an early New Year’s resolution. Right now, resolve to make your financial […]
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November 29, 2017
5 Financial Tips to Recover from the Black Friday Binge
Family has left and the turkey is digested but those Black Friday bills remain. Follow these financial tips to recover. Did you binge this Black Friday weekend on all those irresistible deals for 4K flatscreens and the trendy toys you didn’t even know you needed? While you are still reveling in how much money you […]
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November 27, 2017
Stop Saving Your Life Away and Do This Instead
Why making more money will make you happier and help reach your goals faster than just saving Personal finance blogs love to talk about budgeting and saving money. I do it…a lot. But is spending less really going to get you to your financial goals? How much can you realistically save? Is it going to […]
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November 22, 2017
5 Reasons Not to Give Your Kids an Allowance
Don’t give your kids an allowance just because you received one. In fact, you might not want to give them one at all. I received an allowance as a kid. I can’t remember how much it was and can’t say that it created any great financial habits. I got an allowance mostly because my parents […]
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November 20, 2017
Debt Free or Just Free of Bad Debt?
Whether your goal is being debt free or just free of bad debt, this process will help you get there. I read a shocking statistic the other day. While only about 27% of Americans carry credit card debt, more than half of lower-income households have more debt than they make in a year. Worse still […]
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November 15, 2017
Why Every Couple Needs Joint Financial Accounts
The advantages of joint accounts outweigh the independence of separate finances after marriage The traditional view of merging finances with matrimony seem to be less enduring. Millennials are less likely than older generations to have joint accounts after marriage. A survey by TD Bank shows that 60% of Millennial couples report keeping credit card accounts […]
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November 14, 2017
My $77,500 Reasons You Really Need a Budget
How a budget turned my financial life around and why everyone needs a budget. Many things in life are optional; a budget isn’t. Not having a budget is like planning a vacation and getting in your car but not knowing where you’re going. You’ll drive aimlessly for hours and ultimately run out of gas by […]
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November 13, 2017
This Dumb Financial Decision is the Right One to Make
Buying your home is better than renting but not for the reason you think Is there any personal finance topic more controversial than buying a home versus renting? Public opinion seems to go in waves. During good times when the economy is growing and home prices are rising, buying a home seems to be the […]
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