Joseph Hogue's Blog, page 124
September 25, 2017
Saving Thousands with Subsidized and Unsubsidized Loans
The difference between subsidized student loans and unsubsidized loans could save you thousands of dollars From retirement saving to healthcare and other programs, the only way to get free money in this world is to understand the government programs that hand it out. And few programs are as good a deal as the direct loan […]
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3 Strategies for Managing Personal Debt
Managing debt isn’t easy but it’s something we all have to face. Sometimes the best way to approach your debt is through easy-to-manage strategies, little tricks you can use to attack your debt head on. Proper Prioritization of Debt to Pay off the Worst First When it comes to escaping debt, you don’t want to […]
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September 18, 2017
How to Turn the Penny Challenge into $2,500
Use a new twist on the penny challenge for one of the best savings challenges around and grow a small amount to thousands I love savings challenges and there are few as popular as the penny challenge. It sounds so easy. Just saving your pennies every day can add up to hundreds of dollars a […]
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September 11, 2017
The Psychology of Buyer’s Remorse and How to Beat It
Understand the psychology behind buyer’s remorse and these five steps to overcome it The year was 2003 and I had just bought a $110,000 home. I had bought several rental properties before, always putting in the time to find a fair value for the investment and negotiating a good price. This time was different. The […]
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September 9, 2017
How to Freeze Your Credit Reports from Hackers in 5 Minutes
Protect your family with a security freeze on your credit report and special deals on credit monitoring It finally happened. I was one of the 143 million people in the U.S., Canada and the U.K. to have their personal information stolen in the Equifax hack. The hackers stole names, social security numbers, birth dates, home […]
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September 5, 2017
The Truth to How Much Car Can I Afford the Dealer Won’t Tell You
Know the difference between how much car can I afford and how much should you spend One of the worst questions you can ever ask is, “How much can I afford?” It might not be so bad for small purchases like deciding how many avocados you can afford for that expensive avocado toast everybody seems […]
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August 23, 2017
3 Retirement Investing Strategies to Make Your Money Last
These three retirement investing strategies will make your money go farther and guarantee income Most Americans face a tragic tug-of-war in retirement, pay for living expenses or grow their savings so it lasts through retirement. According to the Government Accountability Office (GAO), the median retirement savings for Americans in their 60s is just $148,000 including […]
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August 21, 2017
The Shocking Truth About When to Take Social Security Benefits
It might seem to make sense waiting to start social security but the truth is delayed benefits aren’t all they seem You’re nearly there! That proverbial brass ring of retirement is just around the corner as you celebrate your 60s and you can’t wait to start enjoying the easy life. All those years of paying […]
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August 15, 2017
How to Invest Your Money Just Before Retirement
Investing before retirement is about revisiting your retirement goals and making sure your money is there when you need it. Those last few years before retirement should be some of the happiest of your working life. You’ve worked for decades on the promise of the financial freedom to spend more time doing what you enjoy […]
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August 7, 2017
3 Tools to Teach Your Kids Practical Money Skills
Learning practical money skills starts with giving your kids the tools and showing them how to use them. Financial education is full of concepts and ideas that will help you be successful but most people just need some practical money skills to help them get out from under the paycheck-to-paycheck curse. These practical money lessons […]
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