Joseph Hogue's Blog, page 118
May 20, 2018
Deciding Between Payday and Personal Loans
Getting a personal loan these days is difficult without checking your credit score, at least from conventional lenders. Lending rules have tightened up since the financial collapse, making it difficult to get big loans without pristine credit. But luckily there are still options for people with bad credit. Here are options to consider when you need a lot […]
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May 16, 2018
The Secret to Surviving Money in Relationships
Learn how to start the money conversation and turn your relationship money problems into opportunities for growth You’ve seen the statistics. Nearly half of all marriages end in divorce and money is the number one reason couples say they argue. It’s not only when our money problems get to this point. Money can be a […]
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Haven Life Review: Online Life Insurance Made Simple
Haven Life is disrupting the life insurance industry with its simple online experience Our social lives are online. According to Forbes, a third of the population works online freelancing or as a contract employee. You can even do all your grocery shopping online. Nearly everything has gone online…and life insurance is joining in. The traditional […]
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May 7, 2018
Why Debt Free Living is Dangerous
The debt free lifestyle could be setting you up for pain Debt-free living is popular these days with books like Dave Ramsey’s Baby Steps and the allure of a stress-free bank account. I’m all for paying off your debt but there’s something in the debt-free lifestyle that could cause you just as much stress in […]
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April 30, 2018
Why I Refinance Personal Loans Instead of Paying Them Off
Refinancing a personal loan can lower your payments and save money if you know how to compare your options All you ever hear about on personal finance blogs is debt payoff but is there another way to manage your debt? Is there a way to lower your monthly payments, save on interest AND not fall […]
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April 23, 2018
4 Steps to DIY Debt Reduction Services
Learn how to do your own debt reduction program to save thousands and avoid the risks in debt relief When you’re at your lowest and need help, that’s when the predators come. It’s so easy to get into debt, like soul-crushing debt. I’ve been there and the average American household owes more than $50,000 in […]
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April 16, 2018
8-Point Credit Score Checklist to Boost Your FICO Fast
Use this FICO checklist for the best ways to increase your credit score within a few months As someone that destroyed their credit score, I can tell you that FICO means more to your life than you might know. After my credit score dropped into the 500s, I saw my insurance premiums jump and was […]
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April 9, 2018
How to Ask A Family Member for a Loan
Asking family for a loan is not without risks but can save you in a financial pinch We all need money from time to time and it’s not always easy to come by if you don’t have perfect credit. Sometimes asking family or friends for a loan may be your only option. Even with all […]
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April 4, 2018
Ace Cash Express Review of 11 Money Services
ACE Cash Express gives you cash fast, but what’s the catch? One of my biggest complaints about payday loans and cash advance shops, besides the sky-high interest rates, is that they always seem to push you into a loan. It’s basically the only service they offer so if you’re not there for a loan, you […]
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April 2, 2018
7 Warning Signs of a Personal Loan Scams
Know the seven warning signs of personal loan scams to avoid being a victim in this growing crime Identity theft and personal loan scams are increasing as more of our lives go online. There’s big money in the billion-dollar personal loan business and even bigger money in stealing people’s banking information. Apart from completely unplugging […]
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