12 Ways to Retire on Less Quotes

“The key to enjoying retirement are realistic expectations and a careful analysis of your cost of living and the assets you have or are likely to have.”
― Harriet Edleson, 12 Ways to Retire on Less: Planning an Affordable Future

“How an individual or couple spends income is a better measure of well-being than the actual level of income at any point in time, according to research by Michael D. Hurd and Susan Rohwedder.”
― Harriet Edleson, 12 Ways to Retire on Less: Planning an Affordable Future