Why Didn't They Teach Me This in School? Quotes

“Politeness—Saying, “Please” and “Thank you” will get you far in life. It sounds silly, but, believe me, it’s true. Don’t take others for granted; instead, make them feel appreciated. I promise you three things: Showing appreciation will make others feel good, it will make you feel good, and it will help you out professionally. It’s amazing how many people forget about this in their professional lives. Persistence—Half the battle is showing up every day and putting your best effort behind what you’re doing. If you try your hardest all the time, no one will ever fire you, and as a result, you will find yourself in an economically secure place.”
― Cary Siegel, Why Didn't They Teach Me This in School?: 99 Personal Money Management Principles to Live By

“Be happy with what you have. The grass is rarely greener on the other side.”
― Cary Siegel, Why Didn't They Teach Me This in School?: 99 Personal Money Management Principles to Live By

“you can’t rest on your laurels. While you may be satisfied with what is going on now in your life (whether it’s family, friends, work or school), you need to look at what is next. If you don’t look for self-improvement, you could easily stagnate and in fact, fall behind.”
― Cary Siegel, Why Didn't They Teach Me This in School, Too?

“1.Payment history (35 percent)—Paying on time is the criterion. Missing payments hurts you here. 2.Debt (30 percent)—How much debt do you have? Too many credit card accounts will hurt you here. 3.Duration of your credit history (15 percent)—How long have you had debt? Your youth hurts you here, but you can’t do anything about that! 4.Amount of new credit (10 percent)—You don’t want to have a lot of new credit. 5.Types of credit you have (10 percent)—Good versus bad credit. A home mortgage is better than an unsecured loan (a loan that isn’t backed up by real property).”
― Cary Siegel, Why Didn't They Teach Me This in School?: 99 Personal Money Management Principles to Live By

“What is a FICO score? It is a credit score that lenders (and landlords) use to determine your future ability to pay bills. It is a mathematical equation that looks at multiple pieces of data from your credit report.”
― Cary Siegel, Why Didn't They Teach Me This in School?: 99 Personal Money Management Principles to Live By

“Net worth is what dollar value you are worth. To come up with this number, you add up all that you own and subtract everything you owe.”
― Cary Siegel, Why Didn't They Teach Me This in School?: 99 Personal Money Management Principles to Live By

“Home mortgage—If you pay one extra month’s mortgage (write, “Principal only” on the check and send a note to the lender), you will take seven years off a thirty-year mortgage.”
― Cary Siegel, Why Didn't They Teach Me This in School?: 99 Personal Money Management Principles to Live By