How to Manage Your Money When You Don't Have Any Quotes

“Aim at nothing, and you get nowhere. Aim at something, and even in long odds you often get closer than you would otherwise.”
― Erik Wecks, How to Manage Your Money When You Don't Have Any

“The truly wealthy don't often pursue status. They don't need to. They have already made it. The pursuit of Rolex watches and $100,000 vehicles is for wannabes like you and me. Why pursue status when you've already achieved it?”
― Erik Wecks, How to Manage Your Money When You Don't Have Any

“The most important factor to growing your financial stability isn't your income. Rather, your success is much more related to how well you keep your eye on the ball. Organize your finances around the principles of financial stability. Aim for that goal, and over time you will find many unexpected ways to actually put money aside.”
― Erik Wecks, How to Manage Your Money When You Don't Have Any

“Financial stability is much more about doing the best with what you have and not about achieving a certain level of income.”
― Erik Wecks, How to Manage Your Money When You Don't Have Any

“How we spend our money reflects our true values at that moment in time.”
― Erik Wecks, How to Manage Your Money When You Don't Have Any

“Change what you believe, and you will change what you do.”
― Erik Wecks, How to Manage Your Money When You Don't Have Any

“Your money doesn't tell you where it needs to be spent; your values do.”
― Erik Wecks, How to Manage Your Money When You Don't Have Any

“Human desire is an unlimited and boundless ocean, a body of water which can never be filled. If we make our wants and our desires for status our financial mission, we are doomed to fail from the start, because just as we think we have made it, there is always another hill to climb.”
― Erik Wecks, How to Manage Your Money When You Don't Have Any

“When one person manages the money, the money manager tends to act as a parent, and the non-manager tends to act like a child. The parent is put in the position of saying "no" to the desires of the child, and the child acts resentfully toward the parent. This isn't exactly a recipe for relationship bliss.”
― Erik Wecks, How to Manage Your Money When You Don't Have Any

“I don't need the winners piling on with their insistence that the outcome would have been different if only I wanted it more.”
― Erik Wecks, How to Manage Your Money When You Don't Have Any

“In some of my darkest moments, I have wondered why I shouldn't get a credit card and take my kids to Disneyland like my neighbors.”
― Erik Wecks, How to Manage Your Money When You Don't Have Any

“Households that use credit cards pay hundreds of dollars annually for the privilege of having a worse lifestyle in the future. What an amazing scam!”
― Erik Wecks, How to Manage Your Money When You Don't Have Any

“depends upon taking money away from you. For business, every interaction with you is a deadly-serious struggle for your money all dressed up with a friendly smile and a thank you.”
― Erik Wecks, How to Manage Your Money When You Don't Have Any

“Is it any wonder that concerns about status and wants lead to poor financial thinking? Human desire is an unlimited and boundless ocean, a body of water that can never be filled.”
― Erik Wecks, How to Manage Your Money When You Don't Have Any

“I believe it is time for Americans to re-adopt a simpler and healthier American dream, a dream in which we seek financial stability rather than wealth creation. But”
― Erik Wecks, How to Manage Your Money When You Don't Have Any

“Turning Lean Living into a Feast Instead of a Diet”
― Erik Wecks, How to Manage Your Money When You Don't Have Any

“Every time you stand in line for the newest Apple product without putting money aside for emergencies, you are pursuing the wrong American dream. Every time you use credit to pay for something, knowing full well that you will pay interest on it, you are risking your financial future and condemning yourself to a lifestyle that is worse than what your paycheck could provide.”
― Erik Wecks, How to Manage Your Money When You Don't Have Any

“least monthly. Use cash whenever possible to avoid busting your budget.”
― Erik Wecks, How to Manage Your Money When You Don't Have Any

“Step 1: Secure your basic needs: food, clothing and shelter. Step 2: Create a $1,000 emergency fund. Step 3: Pay off all debts as fast as possible, other than your home. Step 4: Increase your emergency fund until it reaches 6 to 10 months of your basic needs. Step 5: Begin saving 15 percent of your income for retirement. Step 6: If so desired, save for your child's college education. Step 7: Pay off your mortgage early. Step 8: Express your values with your money. Tactics That Bring Your Strategies to Life Live by a zero-balance budget, created at”
― Erik Wecks, How to Manage Your Money When You Don't Have Any

“Your Financial Mission To secure your basic needs both now and in the future, and to do nothing that would harm your ability to secure them on an ongoing basis. Three Strategies to Accomplish Your Mission 1. Live below your means and save the rest for a rainy day. 2. If at all possible, live without using debt. 3. Follow a financial road map. A Financial Road Map That Supports Your Mission Step 0: On a monthly basis, make sure you are not spending more than you earn.”
― Erik Wecks, How to Manage Your Money When You Don't Have Any

“The pursuit of financial stability needs to replace the pursuit of financial freedom in our basic beliefs about what money can provide.”
― Erik Wecks, How to Manage Your Money When You Don't Have Any