Smart Couples Finish Rich Quotes

“Most successful long-term relationships share similar traits. Having worked closely with hundreds of couples, I’ve noticed over the years what the really strong ones have in common. They recognize the vital importance of patience and compromise. They possess common values and goals. But perhaps most striking of all, the really solid couples, the ones who seem happiest and most fulfilled, all seem to have dedicated their lives together to some greater purpose.”
― David Bach, Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner

“FOR LONG-TERM DREAMS (FOUR TO TEN YEARS) Once you get to dreams that are going to take you more than four years to save for, you should really consider putting your dream-basket money into growth-oriented investments. Because you’ve got more time, you can afford to take more risk to get a bigger return. To my mind, that means investing in stock-based mutual funds.”
― David Bach, Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner

“Dreaming big is the key to happiness. Dreaming big is energizing. Dreaming big is fun. Can you remember a time in your life when you used to dream big? When you had things you wanted to accomplish and you weren’t afraid to talk about them? Do you remember what it felt like to not have to be so “responsible”?”
― David Bach, Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner

“Figuring out how to allocate your assets doesn’t need to be difficult. Obviously, as my grandmother liked to remind me, you don’t want to keep all your eggs in one basket. But how do you know what proportion of your nest egg should be invested in equities vs. fixed-income securities? There are all sorts of ways to calculate this. For my part, I prefer the following simple rule of thumb. Take your age and subtract it from 110. The number you get is the percentage of your assets that should go into equities; the remainder should go into bonds or other fixed-income investments.”
― David Bach, Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner

“It’s sad but true. Most people who just “go with the flow” wind up complaining about where they “floated.” They go around saying life is not fair. Well, I disagree. Life is totally fair. You get what you go for. Go for nothing and you get nothing. Go for something and, even if you miss your main goal, you might still achieve a lot of good stuff along the way.”
― David Bach, Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner

“It’s amazing to me that so many of us can be with our partners for years, sometimes decades, and not know their most deeply held values. The fact is, there’s just about nothing that can have more of an impact on a relationship than knowing what is really important to you and your partner.”
― David Bach, Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner

“Change is a funny thing. Although most people say they want to change—so they can have a better life, with more love, more dreams, and more fun—the fact is that many of us are afraid of change. Faced with the real prospect of it, we look at our lives and decide that being where we are right now isn’t so bad, after all. Better the devil you know than the one you don’t, we tell ourselves. Tony Robbins, the great motivational speaker and coach, calls this attitude a kind of “no man’s land” of the soul. It’s a place where your life isn’t really that great, but it really isn’t that bad, either. It’s just so-so.”
― David Bach, Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner

“The bottom line is that you and your partner are trading precious time in your life for this income. To me—and hopefully to you—that makes it critically important to ensure that you don’t waste what you earn, but rather that you manage it efficiently and intelligently.”
― David Bach, Smart Couples Finish Rich, Revised and Updated: 9 Steps to Creating a Rich Future for You and Your Partner

“Most of us don’t really think about how we spend our money—or if we do, we focus solely on the big items. At the same time, we ignore the small but steady expenses that drain away our cash. We don’t think about what it cost us to earn our money, and we don’t realize how much wealth we could have if, instead of wasting it, we invested it.”
― David Bach, Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner

“Most of us don’t really think about how we spend our money—or if we do, we focus solely on the big items. At the same time, we ignore the small but steady expenses that drain away our cash.”
― David Bach, Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner

“Money is great to have, but all the money in the world won’t make you happy if what you do with it conflicts with your values.”
― David Bach, Smart Couples Finish Rich, Revised and Updated: 9 Steps to Creating a Rich Future for You and Your Partner

“Values are the key to living smart and finishing rich. The sooner you and your partner start putting your values first—and stuff second—the sooner the two of you will start living a life that excites and empowers you both.”
― David Bach, Smart Couples Finish Rich, Revised and Updated: 9 Steps to Creating a Rich Future for You and Your Partner

“Love has nothing to do with money. It doesn’t matter if you love your spouse or partner more than anything in the world. If the two of you have conflicting values about money and make financial decisions that fail to accommodate each other’s feelings about the subject, you are going to have serious relationship problems.”
― David Bach, Smart Couples Finish Rich, Revised and Updated: 9 Steps to Creating a Rich Future for You and Your Partner

“SMART COUPLES TALK ABOUT MONEY ALL THE TIME The fact that most of us are not raised to talk about money is a real tragedy. Show me a couple who doesn’t talk about money and plan their finances together, and I will show you a couple headed for financial trouble—if they’re not already in it. When you work together on your finances, you can compound the results. When you don’t, the same can be said for the mistakes you will invariably make. In general, two heads are always better than one. No matter what your specific goal happens to be, having a partner working on it with you, providing encouragement and ideas, makes achieving that goal much easier. More specifically, the two of you will probably find it easier to save more money together than either of you can save separately. Which leads me to one of the basic points of this book. Couples Who Plan Together Have a Better Chance of Being Happy Together This, in a nutshell, is what this book is all about. By planning your finances together as a couple, you will significantly improve your chances of becoming wealthy and being happier together.”
― David Bach, Smart Couples Finish Rich, Revised and Updated: 9 Steps to Creating a Rich Future for You and Your Partner

“AARP goes on to say that 75 percent of Americans between the ages of 55 and 64 have less than $30,000 in savings. Seriously, reread that statement.”
― David Bach, Smart Couples Finish Rich, Revised and Updated: 9 Steps to Creating a Rich Future for You and Your Partner

“all the money in the world won’t make you happy if what you do with it conflicts with your values.”
― David Bach, Smart Couples Finish Rich, Revised and Updated: 9 Steps to Creating a Rich Future for You and Your Partner

“It’s not what you know about money—it’s what you don’t know that can wipe you out.”
― David Bach, Smart Couples Finish Rich, Revised and Updated: 9 Steps to Creating a Rich Future for You and Your Partner

“When it comes to money, just having heard of something isn’t enough; you’ve got to know what it means.”
― David Bach, Smart Couples Finish Rich, Revised and Updated: 9 Steps to Creating a Rich Future for You and Your Partner