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The Total Money Makeover Updated and Expanded: A Proven Plan for Financial Peace by
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Briar
is 61% done
Finally a chapter with a well defined method. The snowball effect for debt is a useful thing to know. However, other bits of this chapter really shows who this is directed at. It's not for the people already workng a second job while only having a mattress on the floor, it's more for someone who decided to spend too much and is in debt. Also ew. Keep your accounts seperate.
— Jan 05, 2026 01:45PM
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