“If you are nervous about making the jump or simply putting it off out of fear of the unknown, here is your antidote. Write down your answers to these questions, and keep in mind that thinking a lot will not prove as fruitful or as prolific as simply brain vomiting on the page. Write and do not edit - aim for volume. Spend a few minutes on each answer.

1. Define your nightmare, the absolute worst that could happen if you did what you are considering.
2. What steps could you take to repair the damage or get things back on the upswing, even if temporarily?
3. What are the outcomes or benefits, both temporary and permanent, of more probably scenarios?
4. If you were fired from your job today, what would you do to get things under financial control?
5. What are you putting off out of fear?
6. What is it costing you - financially, emotionally, and physically - to postpone action?
7. What are you waiting for?”