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Smart Women Finish Rich: 9 Steps to Achieving Financial Security and Funding Your Dreams,
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PSUDST
The book answers this very question! Do you track your daily/weekly spending? Is every dollar that you spend going towards reducing your debt or increasing your savings? Or are you spending on things that you don't really need but merely want? The point of the book is that you don't have to be making six figures in order to build wealth. Making small changes in your spending habits can make a big difference.
Kryshon
By sticking to a budget and cutting expenses. I recommend talking to you banker. This establishes a relationship and they can help you achieve your goals.
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