Marcone took up his suit jacket and shrugged into it. He adjusted it until the cloth fell without revealing the guns. “Do you know the difference between courage and foolhardiness, Dresden?” “Any insurance adjuster would say no.” He waved a hand at my banter, as though that was all the acknowledgment it deserved. “Hindsight,” he said. “Until the extended consequences of any action are known, it is both courageous and foolish. And neither.”