Dana Goldman had heard from all the naysayers. The University of Southern California economist understood—far more than most people do—that health care costs had risen dramatically over the past decades, not just in his native United States but around the world. He knew those costs were coming at a time in which human lifespans were being extended, resulting in multitudes of patients who were sicker for longer. And he was fully aware of the never-ending nightmare about the future solvency of programs such as Social Security that provide for the common welfare. The prospect of billions of
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