The trend seems to be a clear indication that future payments will be simpler, more inclusive and built into the digital ecosystem as seamless and experience-optimised. The best retail experiences in the future will be walk in, grab the goods you want, and walk out. The best online retail experiences via voice or augmented reality will simply know who you are and how you pay, taking any transactional friction out completely. The fastest way to pay your friend will be to use a simple gesture to swipe money from your mobile wallet to his, or when you say “Siri, pay Mark $50”.
