Bank 4.0: Banking Everywhere, Never at a Bank

by Brett King

The qualitative research I’ve carried out has come up with just a few of the jobs that will be considered critical in revenue and capability growth in financial services over the next five years or so. Data Scientist Data scientists are a new breed of analysts and data architects who have the technical skills to solve complex problems and to answer big questions. More often than not, data scientists find themselves exploring exactly what problems need to be solved, based on where the data takes them. They’re part mathematician, part computer scientist and part trend-spotter. They sit between the business and IT worlds. Machine Learning Specialist Machine learning or algorithm specialists are specialist programmers, architects and modellers that built the systems that use cutting-edge artificial intelligence. They design machine learning (ML) algorithms, source data, train, evaluate and deploy ML models, and work to develop predictive and cognitive processing capabilities. The ability to test systems quickly and deploy at scale rapidly are key. Experience Designer/Storyteller Experience designers and/or storytellers can place the bank and its utility in customers’ lives through technology in the most frictionless manner. They look at aspects of design like interaction and interface design, rapid prototyping and usability to develop highly compelling, low-friction engagement. The ability to think differently, circumvent existing processes and policies and challenge the organ...