However, the fact remains: when it comes to mobile payments, Kenya is a far more advanced economy than the United States. When it comes to financial inclusion, Kenya has done more to improve the lot of its populace in the last 10 years than the US has in the last 50 years through legislation like the Community Reinvestment Act. Indeed, Kenya today has higher financial inclusion than the United States—a mind-blowing and clearly inconvenient statistic.
