The more specifically we can draw a line around a problem, the more solvable that problem becomes. Here I have put forward a hypothesis that our problem is not the internet, smartphones, smart speakers, or the art of algorithms. Instead, the problem that has made the world so dark and crazy lately is the BUMMER machine, and the core of the BUMMER machine is not a technology, exactly, but a style of business plan that spews out perverse incentives and corrupts people.