The FICO score is an “I Love Debt” score. According the FICO website, your FICO score is determined by: 35% Debt Payment History 30% Debt Levels 15% Length of Debt 10% New Debt 10% Type of Debt So if you quit borrowing money you will lose your FICO score. It is not a score that says you are winning with money or that you have a million dollars; it mathematically says you LOVE DEBT. Please don’t brag about your FICO score; that makes you look like you love playing kissy face with some bank. Dumb, dumb, dumb.
