The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
If you will live like no one else, later you can live like no one else.
Build up your money muscles with America’s favorite finance coach.
Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There’s one sure...more
More lists with this book...
I didn't like Ramsey's strict no-debt stance. The only exception he allows for is a 15-year fixed-rate mortgage. Although I agree that mo ...more
Rather than go into the ins and outs of the book, I downloaded the audiobook version and we listened together while working on paperwork during the work d ...more
He proudly says th ...more
However, while focusing on getting out of debt is a crucially important step of freeing up your income (because if the money you make every month is spent every month, you're not financially fit), there are many aspects of your financial se ...more
My friend Amanda was nice enough to buy me Dave Ramsey's book. It must mean it's pretty good if someone else is willing to shell out $25.00 to buy you a book on money management! This book was really repetitive, but I thought it was a fantastic planning tool for those of us who aren't making a gobzillion dollars doing...whatever Paris Hilton does, for example. I have a small bit of debt -- mostly due to 2007: The Year of Dental Nightmares -- and literally no savings. I had quite a b ...more
Good advice, but it would help if he offered more insights on how to follow it, especially sin ...more
1. Small Emergency Fund of $1000
2. Pay off all debt except house with debt snowball
3. Fully Fund Emergency Fund to 3-6x of living expenses
4. Invest 15% of income for retirement
5. Fund kids college fund
6. Pay off mortgage
7. Have fun, give and invest
Definitely a must read and the companion website www.mytotalmoneymakeover.com is hands down the best most practical website I've eve ...more
I am now credit card debt free and am busting up my student loans.
I like his advice. The very first thing you do is to get 1,000 dollars together BEFORE you start tackling your credit cards. Be aggressive, take a second job, sell your prized possessions, whatever, but get that $1,000. This is not $$ to keep in a checking account but in a savings account and with dr ...more
But in essence, the plan is like this:
1) stop buying things, sell off everything you don't need, stop using credit cards, etc.
2) save up a $1000 emergency fund
3) throw all possible cash toward paying off your smallest debt
4) once the first debt is pai ...more
Let me tell you in one sentence what this book took over 200 pages to tell:
Take personal responsibility for your finances and start living within your means; you'll be happy and wealthy eventually because of it.
Don't read this book!
My husband and I began working the baby steps in September 2005. It took us 22 long months of discipline and sacrifice to become completely debt-free. We don't own a home yet, so yes, we really are living the debt-free life. We paid off more ...more
--Pre review --
I'm very familiar with Dave Ramsey (I was introduced to him by my husband). I like both him and Suze Orman (but for different reasons).
This is more of a twofer for me: I get a refresher course on not spending all my damn money AND I knock this book off Mt. TBR. Win/Win.
When I first started listening to Dave's radio show + podcasts (20years+), I was certainly part of his target audience: someone who was never taught about finance and made bad financial decisions. ...more
Dave Ramsey is a radio talk show host of The Total Money Makeover. It's on every weekend.
This book basically repeats everything he says on his show: Invest your money wisely, stay out of debt, etc. A lot of the advice is just common sense, but some of it is pretty handy.
If you like his radio show, you'll like the book. If not, you pay your money and take your chances.
This book will hit you in the gut and make you shake your head at the same time. It will be hard to listen to and even harder to do. But, will be beneficial to you in the end.
Dave likens a lot of his advice to working out and getting in shape. He paints the view of someone working hard to ride his bike up the mountain, pushing all the way to the top with "gazelle" like attitude. Once there, enjoy the wind and breeze flying down.
I like this book for man ...more
1- تكراره الممل ان خطوات توتال موني ميكوفر رائعه و رهيبه و و و، حتى انه وضع التستيمونيل (الاطراءات؟ لا اعلم ما ترجمتها تحديدا) في وسط الكتاب!!! و انا استمع للكتاب اتفاجئ بمقاطعه لقصة نجاح لاحد الاشخاص الذي اتبع الخطوات و اصبح خالي من الديون و انه سعيد الخ.. يا الهي!
2- تكراره الممل ايضا لجملة gazelle like intensity قادني للجنون!
3- ليس عيبا في الكتاب، لكنه موجهه للفرد و النظام المالي الامريكي، لذلك كثير من النصائح لا تنطبق علينا في ...more
What makes this book so effective and successful is that it lays out a very appealing vision, which motivates the reader to make the dramatic changes necessary to become financially secure. By the end of the book, you are motivated and energized to do whatever it takes to achieve the vision of wealth described in this book. The best part is that it’s totally doable and no kind of hoax. Like the author says, there’s no exc ...more
The great thing about this plan is that it is NOT a "Get-Rich-Quick Scheme". It will take a lot of hard work and sacrifice, but it will be worth it in the end! It ...more
After reading this book, I actually realized where I was going wrong and how I could ensure financial stability in my life. The book starts off with debunking myths that every individual has with regards to wealth and money usage.
The book then goes on to provide 7 steps we can incorporate into our lives to ensure we acquire financial a ...more
This book did that annoying thing where it spends the first few chapters telling you how great the system works, but doesn't give the system out until the second half of the book. I'm not a fan of that particular literary device.
Also, I felt like many pages of "success stories" were overkill. A few would have been great, ...more
|#debtfreecommunity: Q4 Bonus Book: The Total Money Makeover||1||5||Apr 13, 2019 08:22AM|
|Elongattor: Migliorare le prestazioni sessuali e desiderio sessuale||1||1||Nov 14, 2018 11:06PM|
|Rapid Tone Diet : Help To Increase Metabolism Level||1||1||May 12, 2018 05:56AM|
|Best Treadmill Reviews||1||3||Mar 07, 2018 07:21PM|
|Benefits of Using Home Elliptical Machinesv||1||5||Feb 16, 2018 11:07AM|
|Benefits of Using Home Elliptical Machines||1||3||Feb 16, 2018 09:15AM|
|Choosing the Best Treadmill Reviews||1||1||Jan 16, 2018 09:55PM|