The Total Money Makeover: A Proven Plan for Financial Fitness

by Dave Ramsey

“A man with an experience is not at the mercy of a man with an opinion.”

IF YOU WILL LIVE LIKE NO ONE ELSE, LATER YOU CAN LIVE LIKE NO ONE ELSE.

Savings without a mission is garbage. Your money needs to work for you, not lie around you.

90 percent of solving a problem is realizing there is one.

The enemy of “the best” is not “the worst.” The enemy of “the best” is “just fine.”

Most people won’t change until the pain of where they are exceeds the pain of change.

Albert Einstein said, “Great spirits have often encountered violent opposition from weak minds.”

Being willing to delay pleasure for a greater result is a sign of maturity.

Your largest wealth-building asset is your income. When you tie up your income, you lose. When you invest your income, you become wealthy and can do anything you want.

“A budget is people telling their money where to go instead of wondering where it went.”

“Money is an excellent slave and a horrible master.”