The Total Money Makeover: A Proven Plan for Financial Fitness

by Dave Ramsey

“To avoid criticism say nothing, do nothing, and be nothing.”

“Those convinced against their will are of the same opinion still.”

“A man with an experience is not at the mercy of a man with an opinion.”

We yearn to become healthy, wealthy, and wise with no effort and with no risk, but it will never happen.

So all those years and tears later, when it was no longer the driving force of my approval rating, God allowed a Jaguar back into my life. He returned what the locusts had eaten, but He only did so when it was not my idol. Rumor has it that God doesn’t like us to have other gods in our lives.

“If you aim at nothing, you will hit it every time.”

“Which of you, intending to build a tower, does not sit down first and count the cost, whether he has enough to finish it” (Luke 14:28 NKJV).

Retirement in America has come to mean “save enough money so I can quit the job I hate.”

Start where you are, because that is your only option.

To be financially successful, you’ve got to quit caring about what other people think.

Antoine Rivaroli said, “There are men who gain from their wealth only the fear of losing it.”