Marge called my radio show with this little story. She and her husband purchased a big-screen TV at a nationally known electronics store. This couple paid off the big screen slightly early to be sure they would not be tricked into the interest being back-charged. No such luck. They had declined the disability and life insurance (a charge of $174), but apparently the salesperson had fraudulently initialed the contract in that area, something that happens more frequently than you think.
