Since that time, the Morrows have continued their Total Money Makeover: Several years ago we were drowning with over $56,000 in credit-card debt and a $35,000 income. Our minimum payments were a whopping $1,200 each month! We met with a financial planner who told us it would take forty years to pay off our debt. We felt hopeless and continued to accumulate debt, using credit cards to pay for basics, such as groceries, and any unplanned events, such as car repairs.
