You Don’t Need an IRA; There’s Always Social Security

Do INeed a Roth IRA If I Have Social Security?

I’m one of those dinosaurs that started her first IRA in her 20’s at the beginning of the IRA movement. At that time, there was no such thing as a Roth IRA, so I invested in a traditional IRA. On top of that anomaly, I was the only 25 year old at a retirement seminar in a room full of 60 year olds. The question of whether I neededneed a Roth IRA if I have Social Security didn’t cross my mind since I believed that there’s no such thing as ‘too muc...