The Best Insurance for the Most Certain Event in Your Life

Why you should insure what's certain and not only what's possible.

As worriers, we often place more value on possibilities than certainties. We’ll invest plenty of money to insure ourselves against theft, flood, fire, sickness, or accident—all only possibilities. But we give little thought to the most certain event in our lives.

Death. Even life insurance doesn’t cover that.

(Photo by Photodune)

I believe in insurance. I pay for it, consider it prudent, and enjoy its benefits. In a way, my bl...