Establish an Emergency Fund

Simply put, an emergency fund – often referred to as a rainy day fund – is a cash account that is used only in the event of an emergency, to fill critical financial gaps, or meet unexpected expenses. It is immediate access to cash that allows you to take care of unforeseen circumstances without impacting the money you have committed to saving and investing.  The account where your emergency fund is maintained should be one that offers the best return possible. If given the choice between two institutions, one that Read the Full Story