Improve Your Spending Practices

The following is a guest contribution from Paul S. Richard of the Institute of Consumer Financial Education (ICFE). The ICFE was founded as a non-profit organization in 1982 to help consumer improve spending habits, increase savings and use credit more wisely. Working in cooperation with government and business, the ICFE offers several certification programs with Continuing Education Units and Professional Development Units. Young Americans are taking retirement planning seriously. A new study shows they are “frantic” about having enough cash to live on after 70. The following tips will help Read the Full Story