List of AMEX Cards NOT Issued by American Express
Also see:
Exploring Amex Serve for free money and handy uses after April 16th
Is the Fidelity Amex the best cashback card in the universe?
Spoiler alert. On this list, I find the FIA Fidelity AMEX to be the most valuable. I just love that card so much.
Thank you for being a friend – and for NOT being issued by American Express
And this post is gonna be focused on Serve.
Note: It is possible to send money between Serve and REDbird, or Serve and Bluebird.
So if you’re managing multiple cards, you can get a Serve card, load it up for $1,000 each month, and send it to Bluebird or REDbird to pay bills that normally don’t accept credit cards. Like student loans, utilities, mortgage payments, or anyone else.
List of AMEX Cards NOT Issued by American Express:
BankName of Card
Bank of AmericaAAA Rewards American Express
Bank of AmericaAccelerated Rewards American Express
Bank of AmericaAsiana Airlines American Express
Bank of HawaiiAmerican Express Card with MyBankoh Rewards
BarclaysTravelocity Rewards American Express (no longer offered)
CitibankSelect / AAdvantage American Express (no longer open to new applications)
FIAFidelity Investment Rewards American Express
Read my review of this card.
First National Bank of OmahaAmerican Express
PenFedPremium Travel Rewards American Express
USAACashback Rewards Plus American Express
USAACash Rewards American Express
US BankFlexPerks Travel Rewards American Express
Wells FargoPropel 365 American Express
Store CardBloomingdale's American Express
Store Card (Issued by Wells Fargo)Dillard's American Express
Store CardMacy's American Express
A few reasons why you might want one of these cards
If it’s no annual fee, to age your credit accounts
If the card earns 1 point per $1 spent, earn 12,000 extra points each year by loading $1,000 per month to Serve
If the card earns 2 points per $1 spent (like the FIA Fidelity AMEX), earn 24,000 extra points (worth $240) per year by loading $1,000 per month to Serve
If the bank also issues mortgages (Bank of America, USAA, US Bank), it might be good to have a pre-existing relationship with them if you think you’ll one day want to finance a house with them
In the case of US Bank, you can get a free Gold checking account by having a credit card
The US Bank FlexPerks AMEX has a $49 annual fee, but Serve reload points will more than offset it, and it has some other category bonuses
Easiest points you’ll ever earn… and you can send money between Serve and Bluebird/REDbird
You will NOT earn bonus points on Serve reloads with cards that ARE issued by American Express. But, you can still use Serve to meet spending thresholds. Like earning Hilton Diamond status at the $40K mark on the Citi Hilton Surpass card.
So if you have an AMEX that offers some sort of spending bonus, you might consider loading up Serve to cross the line.
Bottom line
I don’t recommend using a hard pull to open one of these cards (except maybe the FIA Fidelity AMEX – the BEST cashback card out there right now.)
But if you already have one of these cards, or a have a reason for getting one, loading up Serve is a handy way to earn some free rewards points throughout the year.
Seriously. The underwear factor can NOT be overstated. It takes literally seconds to load up, and you can do it in bed on the Serve app.
You’ll also benefit from standard AMEX purchase protection and benefits, like extended warranty and trip cancellation insurance (but be sure to check exactly what’s offered as coverage levels can vary by card or issuer).
The best AMEX cards do tend to be issued by American Express. But you can still use Serve to meet spend thresholds for earning status, elite stay credits, or the like.
Any cards that I missed? If you have experience with any of these niche cards + Serve, please comment below!
And if you’re in the market for a new travel rewards card (or Serve card), please consider using my links. Thank you!
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