Have Irregular Income? Use This App To Smooth Out The Highs And Lows

For $3 a week, a new company will help freelancers save money when times are flush. And when gigs aren't coming, it'll offer a no-interest loan.

These days, many Americans live in a perpetual state of financial insecurity, either because they don't have enough money or don't have the regular income to plan ahead. Roughly half the population doesn't have resources to cover an emergency (defined as having about $6,000 in spare income). And about one in three people now freelance in one form or another, which means dealing with the curse of "feast or famine." Some months, they make plenty to cover their needs; other times, they're barely scraping by.

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