Credit.com Op-Ed: Millions of Americans Are Struggling to Pay Student Loan Debt

Last year, at the University of Minnesota in Minneapolis, I met Joelle Stangler, a sophomore who was the incoming student body president. Joelle had graduated from Rogers High School in Minnesota as the valedictorian, with a 4.12 GPA. Joelle doesn’t lack motivation.

Both of Joelle’s parents were teachers, and in fact she comes from a long line of educators going back six generations. But a couple of years ago, Joelle’s mother made the difficult decision to quit her job as a 5th grade teacher to go work in the private sector to help send her four kids to college. Even with her mom’s sacrifice, Joelle, who is finishing up her third year of college, already has $20,000 in student loans, and she estimates that her total debt will be around $35,000 by the time she graduates next year.

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