Spending Spree Broken
Thousand Dollar Pharaoh
My holiday spending spree is successfully history. I am no longer happily shopping online and I have put into play an exciting new budget. My fondest wish is to accelerate the amount of extra principal we are applying to our home mortgage. I want it paid off in three years. On paper it is entirely doable. My husband isn't excited. He can't really see the enchanted forest at the end of the rainbow. I'm taking charge, telling him to have faith and just trust me.
When our mortgage is paid off, we'll have the amount of that payment every month as extra cash forever. Forever. He can then retire again. Forever. We can live on his firefighter's pension, and we will, putting his second career salary toward paying off the mortgage. He's not happy in his job, always complaining. But it can't be that bad because nearly every time we go out somewhere, we run into a co-worker who smiles and shakes his hand or hugs him.
Right now I'm trying to talk him into disconnecting the land line phone. We're paying $400 a year to be annoyed by telemarketers, surveys, wrong numbers and mistaken identity calls. The latest scam has someone masking our caller ID so that it says our home phone is calling our home phone. What is up with that?
I also would like to cut our TV charges at least in half by switching from our long time cable company who will not give us any breaks to satellite TV who will give us a deal for 2 years as a new subscriber.
Can't really find a good alternative for high speed internet, so I guess we're stuck with the cable company for now. Not that they are fast. We're at the end of the line, literally, so we've never had a fast speed.
How are you doing with your money? Do you have a budget? Do you know where your money is going? Are you living within your means?
My holiday spending spree is successfully history. I am no longer happily shopping online and I have put into play an exciting new budget. My fondest wish is to accelerate the amount of extra principal we are applying to our home mortgage. I want it paid off in three years. On paper it is entirely doable. My husband isn't excited. He can't really see the enchanted forest at the end of the rainbow. I'm taking charge, telling him to have faith and just trust me.
When our mortgage is paid off, we'll have the amount of that payment every month as extra cash forever. Forever. He can then retire again. Forever. We can live on his firefighter's pension, and we will, putting his second career salary toward paying off the mortgage. He's not happy in his job, always complaining. But it can't be that bad because nearly every time we go out somewhere, we run into a co-worker who smiles and shakes his hand or hugs him.
Right now I'm trying to talk him into disconnecting the land line phone. We're paying $400 a year to be annoyed by telemarketers, surveys, wrong numbers and mistaken identity calls. The latest scam has someone masking our caller ID so that it says our home phone is calling our home phone. What is up with that?
I also would like to cut our TV charges at least in half by switching from our long time cable company who will not give us any breaks to satellite TV who will give us a deal for 2 years as a new subscriber.
Can't really find a good alternative for high speed internet, so I guess we're stuck with the cable company for now. Not that they are fast. We're at the end of the line, literally, so we've never had a fast speed.
How are you doing with your money? Do you have a budget? Do you know where your money is going? Are you living within your means?
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