The RMD Withdrawal Strategy

Previously I have discussed the 4% Rule, a popular and well-known method of withdrawing money from retirement accounts. I noted then that the rule – developed by William Bengen – posits that if a retiree takes out 4% of their nest-egg the first year in retirement, and then adjusts that rate to account for inflation in each subsequent year (e.g. if inflation rises 1% during the first year of retirement, 5% would be taken out during the second year in retirement), they will not run out of money for at least Read the Full Story