A New Year and a New You
Luke 13:3 (ESV) “No, I tell you; but unless you repent, you will all likewise perish.”
As I think of the word repent, terms that come to mind are “to see the error of my ways”, “to feel regret”, “to atone for”. If you really want to transform into a “New You” there really isn’t a choice but to change the way you think, the way you feel, and most importantly the things you do. Before I go on about change as it relates to finances, I want to let you know that I would rather you be spiritually rich and financially broke than vice versa but I also believe that God wants you to be a good steward of what He has given you no matter how much or maybe not so much it may be. My intentions for the article are not to make you feel bad, imply that you are a bad person or make you think that you are doing anything wrong. My intentions are to be brutally honest and my desire is to motivate change so you are able to look honestly at your financial situation and do things differently. I am not without sin and I am not casting stones because if you know about my past, you know I had over $32,000 of credit card debt. I am speaking from experience.
See the error of our ways
For any type of change in your life, you have to acknowledge you are doing something wrong. If you are not using a spending plan, not saving for retirement, or as in my case racking up a tremendous amount of credit card debt, you have to acknowledge that you are making mistakes in order to start changing behavior. For me, I would always lie to myself and say my friends have credit card debt so it is okay that I have it. It wasn’t until I was honest with myself that credit card debt was harmful to my financial health that I took the first step towards getting out of debt – I stopped charging.
Feel regret
You have to feel bad for things to change. A great example for me is during the holidays I eat a lot more junk than I do the rest of the year. I feel bad and I always regret doing it but afterwards that feeling of regret motivates me to get back on track. Financially for me I regretted getting into so much debt and I felt bad because I was paying interest to someone else instead of earning interest on my own money. Unless you feel bad or have regrets about something you are doing, you will not change the behavior.
Atone
Once you admit to yourself that you have made mistakes and you feel bad about them, the most important step is to start doing things right. As in my situation when I was younger with all of that credit card debt, I had to start following a budget. I had to build my savings and at the same time follow a plan to pay it off. What will you do differently this year with your finances? Do you need to make a spending plan? Do you want to start saving for retirement or cutting back your spending so you can start saving more? I have no idea what you need to repent for when it comes to your money but I do pray that by the end of next year you are better off financially than you are today!
Wishing you much peace, happiness and good health in 2015!
via @ http://nicoleodell.com/2015/01/new-ye...
As I think of the word repent, terms that come to mind are “to see the error of my ways”, “to feel regret”, “to atone for”. If you really want to transform into a “New You” there really isn’t a choice but to change the way you think, the way you feel, and most importantly the things you do. Before I go on about change as it relates to finances, I want to let you know that I would rather you be spiritually rich and financially broke than vice versa but I also believe that God wants you to be a good steward of what He has given you no matter how much or maybe not so much it may be. My intentions for the article are not to make you feel bad, imply that you are a bad person or make you think that you are doing anything wrong. My intentions are to be brutally honest and my desire is to motivate change so you are able to look honestly at your financial situation and do things differently. I am not without sin and I am not casting stones because if you know about my past, you know I had over $32,000 of credit card debt. I am speaking from experience.
See the error of our ways
For any type of change in your life, you have to acknowledge you are doing something wrong. If you are not using a spending plan, not saving for retirement, or as in my case racking up a tremendous amount of credit card debt, you have to acknowledge that you are making mistakes in order to start changing behavior. For me, I would always lie to myself and say my friends have credit card debt so it is okay that I have it. It wasn’t until I was honest with myself that credit card debt was harmful to my financial health that I took the first step towards getting out of debt – I stopped charging.
Feel regret
You have to feel bad for things to change. A great example for me is during the holidays I eat a lot more junk than I do the rest of the year. I feel bad and I always regret doing it but afterwards that feeling of regret motivates me to get back on track. Financially for me I regretted getting into so much debt and I felt bad because I was paying interest to someone else instead of earning interest on my own money. Unless you feel bad or have regrets about something you are doing, you will not change the behavior.
Atone
Once you admit to yourself that you have made mistakes and you feel bad about them, the most important step is to start doing things right. As in my situation when I was younger with all of that credit card debt, I had to start following a budget. I had to build my savings and at the same time follow a plan to pay it off. What will you do differently this year with your finances? Do you need to make a spending plan? Do you want to start saving for retirement or cutting back your spending so you can start saving more? I have no idea what you need to repent for when it comes to your money but I do pray that by the end of next year you are better off financially than you are today!
Wishing you much peace, happiness and good health in 2015!
via @ http://nicoleodell.com/2015/01/new-ye...
No comments have been added yet.
