Why It's Time to Think About the Holidays

I'm one of those people who hates to walk into a store in September and see holiday decorations and wrapping paper. So why would I suggest someone think about holiday planning now, when many of us have just finished shopping for school supplies? It's a simple matter of the early bird saving a whole lot of money...and avoiding a credit card hangover in the New Year.

Here are seven tips to save money and reduce holiday stress:

1) Plan ahead, and be specific: When it comes to managing your money –...