Some of the Best Banking Apps to Manage Your Finances

Managing your finances can be a time consuming and lengthy process, and can almost feel like a job in itself. However, staying on top of your financial goals is certainly necessary; whether it’s managing your portfolio, paying credit card debt or filing taxes. Thanks to technology becoming more advanced, plenty of smart phone and tablet apps have been designed with the intention of making managing your finances easier and a process that can be done whilst you’re on the move. So say good bye to lots of spreadsheets and piles of paper and take control of your finances right from your phone or tablet. Take a read of some of the best banking apps available at the moment…

Track spending

Always find yourself overspending on your credit card? Well the Billguard app is a great way to keep track of your all your credit cards and any activity that takes place. The app allows you to view all of your accounts together and can show you where your money is going as well as provides you with information about where you can save money.  The app searches for web coupons that will lower your bills based on your spending patterns, providing a personalised service and meaning that you will no longer be swamped with coupons that are not relevant to you in anyway. You can also get alerted in real-time to any unwanted and unauthorised charges so that you immediately know when any unusual activity has taken place on your credit cards.

Budgeting

Budgeting can be difficult and actually sticking to a budget can be even harder. However the BUDGT app can make things much easier with it telling you how much money you can spend each day, also taking into account the amount of money that you have already spent. The app is really easy to use with its user-friendly interface and all you have to do is set a budget for a selection of different categories for whatever suits your lifestyle and then track expenses as you spend. The BUDGT app does the rest for you and lets you know when you have overspent.

Investment Management

Sigfig is a free app that you can download to manage your investments. This personal finance app allows you to sync with your investment accounts and track all of your stocks, funds and much more all in real-time. What’s more, the app allows you to use charts to check your performance, allocation and risk. It pulls all of your investments on one single dashboard and a means you can track all of your investments across all of your devices.

If you are already using services from an investment management company to help you with your finances, it is well worth checking out if they have their own smartphone app. For example, Ramsey Crookall, a company that specialises in investment management has a free app that enables users to access their portfolio of investments held at Ramsey Crookall, which includes a summary page with the market value of the portfolio, the book value, profit or loss, the number of holdings and the amount of any cash held on account meaning that customers can simply get a summary of their finances by simply logging in onto their smartphone app.

Checking everything is paid on time

With multiple credit cards, back accounts and bills it’s easy to fall into your overdraft and fall behind on paying your bills. The award winning mobile app, Check can help to avoid this happening with its main priority to manage your bills and make sure that everything is paid on time. The app clearly sets out all of the bills that need to be paid and will send push notifications for any approaching due dates. The app can even act as a direct debit if you choose, so that Check app pays the bills on your behalf.

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