Optimizing Social Security Benefits

Brief: When Should I Take Social Security Benefits? (2013). This brief from the National Academy of Social Insurance (NASI) notes that individuals can take retirement benefits at any time between ages 62 and 70. Authors Virginia P. Reno, Jasmine V. Tucker, and Elisa A. Walker note that if you are age 62 or older and need Social Security to make ends meet, you should take it. However, there are sound financial reasons to delay taking benefits, particularly if you have access to other financial resources. By waiting, your monthly benefits Read the Full Story